Retirement Investments

A Field Guide To “The Wilder Side Of Retirement Investing”

Interval funds. Non-traded real estate investment trusts. Private placements. In the hunt for higher yields, superior total returns and diversification, the author of today’s article notes that retirees “are venturing into some murky waters” – and cautions that “Investors considering a foray into less-liquid, more-complex holdings need to scrutinize these investments’ fees, withdrawal restrictions, valuations, volatility and other risks.” For… 

Give Your Retirement A Stretch With This Tax-Saving Strategy

Does a couple hundred thousand dollars more in retirement savings sound like something worth having? Of course! And today’s article highlights a strategy – developed by a Baylor University finance professor – that may offer just that. For more on this strategy to “stretch your retirement” – the driver of which “is to protect as much money as possible from… 

Looking Beyond Dividend Stocks For Solid Retirement Investments

“Although dividend stocks are a mainstay of a retirement portfolio, they are not the only stocks you should have,” advises the author of today’s article, who proceeds to highlight three stocks offering income and growth to consider for retirement. For these three stocks, as well as the author’s advice regarding the right amount of portfolio diversification in retirement and his… 

Why The “Siren Song” Of Zero Brokerage Commissions Can Be Dangerous For Retirees

What could be bad about the trend currently underway towards commission-free trading? A lot – especially for retirees. In fact, the author of today’s article describes zero brokerage commissions as “the latest Siren Song to tempt retirees into dangerous behavior.” So what exactly is the concern? It has to do with the effect that zero commissions have on trading frequency… 

Why Picking Investments For Retirement Is A Separate Skill – And Some Safe Choices To Consider

Retirement investments are different – or, as the author of today’s article puts it, “Picking safe investments for retirement is a skill separate from making money in stocks, real estate, and other investment vehicles.” Given this, he proceeds to outline a number of options available when it comes to picking safe investments for retirement. For more – including a list… 

Is This Fund “The Holy Grail Of Retirement Investing”?

The author of today’s article acknowledges that – if such a strategy existed – it would represent “the Holy Grail of retirement investing”: a strategy that would appreciate regardless of market conditions. And one fund – the Permanent Portfolio Fund – purports to do just that. So is this fund something that retirees and those nearing retirement should consider? The… 

Meet (And Beat?) “The Four Horsemen Of The Retirement Apocalypse”

“Basically, retirees, whether they and their advisors realize it or not, are staring four problems squarely in the face: historically high stock valuations, low bond yields, increased longevity, and increasingly expensive health care,” states the author of today’s article in regards to the four problems that one financial advisor is calling “the four horsemen of the retirement apocalypse.” He proceeds… 

Funds For A Skinny Retirement Portfolio

Who says retirement portfolios have to be complicated? Whether you are in the pre-retirement accumulation phase or are already in retirement, and whether you are looking for single-fund options or want to take a building-block approach to your retirement investments, today’s article highlights a number of funds that allow you to “skinny things down by focusing on investments that provide… 

Why Your Retirement Portfolio Could Benefit From These “Downright Boring” Investments

When it comes to building retirement wealth, the author of today’s article points out that “one of the best strategies is also the simplest: Buy shares in great companies, and hold forever.” “Great”, however, doesn’t necessarily mean flashy and exciting. The author proceeds to highlight three stocks that may be considered rather boring, but which could nonetheless be helpful in… 

Should ETFs Accompany You Into Retirement?

Exchange-traded funds are becoming an increasingly popular vehicle for accumulating assets for retirement. But what should be done with ETFs (which carry a certain degree of risk) as one moves into retirement (where risk aversion is the name of the game)? The author of today’s article notes that “your first instinct may be to edge away from volatility, but there’s…