Is Using Covered Calls To Generate Extra Retirement Income A Good Call?

2019-11-10 07_59_57-Several 20 Us Dollar Banknotes · Free Stock PhotoWith interest rates back on the decline and the bull market in stocks in its latter stages, the author of today’s article advises that those investing for retirement “should broaden their knowledge of the tools at their disposal” for generating retirement income – including “one somewhat obscure strategy”: selling covered calls. What are covered calls, what are the risks associated with them, and what are some ideal scenarios for selling covered calls? CLICK HERE.

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Fixed Income Investing: It’s Not Just For Retirees!

2019-11-09 18_47_01-Hourglass in Close-up Photography · Free Stock PhotoWhile fixed income investing tends to be associated with retirees (and, indeed, retired investors are one of three investor profiles that the author of today’s article believes should consider devoting a significant part of their portfolios to fixed income), it’s an investing strategy anyone can benefit from, with the author noting that “The low-risk, predictable nature of this investment can add essential stability relative to the uncertain nature of stocks and commodities.” For more on fixed income investing – including different types of fixed income investments, the benefits (and risks) of fixed income, and the two other investor profiles that, along with retired investors, may want to consider a significant allocation to fixed income – CLICK HERE.

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How Many Market Crashes To Expect During Retirement – And Why The Government Is Helpless To Prevent Them

2019-11-04 08_54_27-White House, Washington DC photo – Free Building Image on UnsplashWhat are the odds that the stock market will crash at some point (or multiple points) during the course of your retirement? Researchers have actually developed a formula for making this determination – and based on that formula, the author of today’s article warns that “the odds of a huge crash are…high enough that you should expect at least one, and perhaps more, during your retirement.” For more – including the number of smaller crashes the formula indicates one should expect over the course of a 30-year retirement and why, despite what many believe, government regulations and safeguards are unlikely to prevent future crashes – CLICK HERE.

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“The Most Astonishing Fact” From the Finances Of The “Super Rich Elite”

2019-11-02 17_35_31-Signature Line on Printer Paper · Free Stock PhotoJust how much money does the top 1% – the “super rich elite” – have? Apparently, more than they know what to do with! In today’s article, the author shares what he sees as “Probably the most astonishing fact [he] encountered while poring over the finances of the wealthy elite” – who own $730 of capital for every $1 of capital owned by the average family in the bottom half of households. What is it? CLICK HERE.

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Making The Most Of A Million-Dollar Nest Egg

2019-11-02 17_22_24-Egg on Gray Stainless Steel Forks · Free Stock PhotoA $1 million nest egg may seem like a lot, but when you consider that the average 65-year-old today can expect to live to nearly 85 (i.e. another 20 years), there is still a real risk of a $1 million nest egg expiring before you do. So how long will $1 million last in retirement – and how can you make it last significantly longer than that (15, 20, or even more than 30 years)? CLICK HERE.

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Restricted Stock Units: A New, Flexible Building Block For Retirement (And Other Financial Goals)

2019-10-31 23_43_05-black cube photo – Free Paper Image on UnsplashDespite having “restricted” in their name, the ultimate benefit of restricted stock units (RSUs) is their flexibility. As today’s article explains, RSUs are a type of equity compensation for employees that offer “a new building block toward retirement, while also opening doors for investments, experiences and major purchases throughout the course of your life.” For more on the basics of RSUs and the many ways they can be used to help you achieve your short- and long-term financial goals, CLICK HERE.

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The “Cornerstone Of Retirement Planning” (That Most Americans Don’t Understand)

2019-10-25 22_38_34-Flag of America photo – Free Flag Image on UnsplashIt’s “the cornerstone of retirement planning” – yet in a recent study, 92% of the American adults surveyed either demonstrated a lack of understanding of it or couldn’t even define what it was! What is this retirement-planning cornerstone? Fixed-income investing – and one portfolio manager cited in today’s article warns that “The lack of knowledge about fixed-income investing is a problem because it means many Americans are likely missing out on two of its big benefits”. For more, CLICK HERE.

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How Inflation Can Impact Your Retirement (And Some Inflation-Protection Strategies)

2019-10-21 09_52_20-person sitting on gray rock beside body of water during daytime photo – Free Per

Inflation may not seem like much of a concern right now, but the author of today’s article points out that periods in which inflation has been significantly higher than average have typically arrived without any advance warning. Given this, and considering the fact that, as he notes, “even average rates of inflation can take a large toll”, it’s worthwhile to consider the impact inflation could have on your retirement plan. For two categories of spending the author sees as particularly worrisome for retirees going forward, as well as strategies available to protect yourself from inflation in retirement, CLICK HERE.

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The Power Of 1% More

2019-10-20 22_48_07-Drive in bankking signage photo – Free Text Image on UnsplashWhile he acknowledges that it may seem like a trivial amount, the author of today’s article illustrates just how much of an impact 1% more can have on your earnings, savings, investing and, when combined, on your overall net worth. For more on the power of 1% more – including how you can go about getting that extra 1% in each of the aforementioned areas – CLICK HERE.

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