With longer life expectancies and lower interest rates, among other factors, the traditional 60/40 portfolio “just won’t be able to cut it anymore”, according to some financial experts. Instead, greater allocations to equities will be needed – and dividend stocks will become the new bonds for retirement. One place investors can look for higher yields for their retirement portfolios? Business Development Companies, which are averaging annual yields of nearly 10%. For more, CLICK HERE.
“The only thing that matters to me in the short-term is my dividends,” declares the author of today’s article when it comes to his retirement portfolio. As a result, he only checks the value of his retirement portfolio once a year. Between those yearly reviews, he notes, “I’m collecting an exponentially growing stream of safe dividends that put me closer to my dream of a dividend funded financial independence closer with every weekly buy and limit order that fills.” For seven high-yield stocks he is adding to his retirement portfolio, CLICK HERE.
Each week, the author of today’s article invests $500 of savings into two or three dividend-paying companies for his retirement portfolio. For a detailed examination of the companies under consideration for this week’s retirement portfolio purchases – and the screening process the author employs to make his weekly stock selections – CLICK HERE.
The author of today’s article believes a pullback is very likely this year – and when that anticipated pullback arrives (and other investors are fearful) there are five “top priority” stocks they will be greedily buying for their retirement portfolio, noting that “Each is a quality company growing at a rapid pace that should deliver strong double-digit returns over time.” For these five high-conviction pullback picks – including what the author notes is “the only non-dividend stock I own or plan to own for the foreseeable future” – CLICK HERE.
This alternative investment offers an appealing way to diversify your retirement portfolio – and provides the potential for market-beating returns. The investment in question? Real estate notes – and the author of today’s article explains how investing in real estate notes inside of a self-directed IRA offers particular advantages. For more on investing in real estate notes inside of a self-directed IRA – including some drawbacks to be aware of – CLICK HERE.
With numerous studies indicating that “steady buying of quality companies at reasonable to attractive valuations is far better than market timing”, the author of today’s article buys $750 of a dividend stock every week for their retirement portfolio. For the three stocks under consideration for this week’s purchase and an in-depth look at the pros and cons of each, CLICK HERE.
A market downturn can mean very different things for those still early in their investment careers, those approaching retirement, and those in retirement. Those in the first group may be able to shrug off a downturn as there’s still lots of time for their portfolios to recover. In regards to the latter two groups, the author of today’s article notes that “because their retirements haven’t yet commenced, preretirees have even more tools in their tool kits than retirees” to navigate a downturn – and she proceeds to outline a “down-market survival guide” for those within 10 years of retirement. For more, CLICK HERE.
Of the $25 trillion held in U.S. retirement accounts, less than 2% of that amount is invested in alternative assets – and new research suggests that this low allocation to alternatives may be a mistake on the part of those approaching or in retirement as alternatives can reduce risk and enhance returns, thus helping to ensure that retirees don’t run out of money. For more on the strategic use of alternative assets in retirement portfolios – including how much of their portfolio individuals approaching retirement may want to have allocated to alternatives – CLICK HERE.
Among the three stocks highlighted in today’s article as being strong candidates for a spot in your retirement portfolio is a stock that seems to possess everything a retiree could possibly want in a stock: a generous dividend, stability, a discounted share price and a respectable rate of earnings growth. For the stock in question – and the two other dividend-paying stocks singled out by the authors as potentially deserving spots in your retirement portfolio – CLICK HERE.
When it comes to investing according to environmental, social, or corporate governance (ESG) standards, today’s article notes that “While returns can vary from year to year, ethical investors tend to perform better than investors who don’t use social or “sustainable” principles.” Thus, it is possible to generate good returns in your retirement portfolio while doing good with your retirement portfolio. But where to start in locating funds with ESG goals that have track records of strong performance? The author identifies some useful resources. For more, CLICK HERE.