Retirement Portfolio

Asset Allocation Or Security Selection: Which Is More Important For Retirees?

What is the more important investment decision when it comes to your retirement portfolio: asset allocation (how much to allocate to various asset classes) or security selection (which specific securities to purchase to fulfill your asset allocation)? For many investors – and retirement planners – the answer has long been the latter (security selection), but a new study suggests that… 

Meet The New ‘Bonds’ For Retirement

With longer life expectancies and lower interest rates, among other factors, the traditional 60/40 portfolio “just won’t be able to cut it anymore”, according to some financial experts. Instead, greater allocations to equities will be needed – and dividend stocks will become the new bonds for retirement. One place investors can look for higher yields for their retirement portfolios? Business… 

If All That Matters Is Your Dividends, Consider These 7 Quality, High-Yield Stocks

“The only thing that matters to me in the short-term is my dividends,” declares the author of today’s article when it comes to his retirement portfolio. As a result, he only checks the value of his retirement portfolio once a year. Between those yearly reviews, he notes, “I’m collecting an exponentially growing stream of safe dividends that put me closer… 

Contenders For This Week’s Retirement Portfolio Purchases

Each week, the author of today’s article invests $500 of savings into two or three dividend-paying companies for his retirement portfolio. For a detailed examination of the companies under consideration for this week’s retirement portfolio purchases – and the screening process the author employs to make his weekly stock selections – CLICK HERE.

High-Conviction Retirement Portfolio Pullback Picks

The author of today’s article believes a pullback is very likely this year – and when that anticipated pullback arrives (and other investors are fearful) there are five “top priority” stocks they will be greedily buying for their retirement portfolio, noting that “Each is a quality company growing at a rapid pace that should deliver strong double-digit returns over time.”… 

Take Note Of This Alternative IRA Investment

This alternative investment offers an appealing way to diversify your retirement portfolio – and provides the potential for market-beating returns. The investment in question? Real estate notes – and the author of today’s article explains how investing in real estate notes inside of a self-directed IRA offers particular advantages. For more on investing in real estate notes inside of a… 

The Next Great Retirement Portfolio Dividend Stock

With numerous studies indicating that “steady buying of quality companies at reasonable to attractive valuations is far better than market timing”, the author of today’s article buys $750 of a dividend stock every week for their retirement portfolio. For the three stocks under consideration for this week’s purchase and an in-depth look at the pros and cons of each, CLICK… 

A “Down-Market Survival Guide” For The Final 10 Years Before Retirement

A market downturn can mean very different things for those still early in their investment careers, those approaching retirement, and those in retirement. Those in the first group may be able to shrug off a downturn as there’s still lots of time for their portfolios to recover. In regards to the latter two groups, the author of today’s article notes… 

Enhancing Your Retirement Portfolio With Alternatives

Of the $25 trillion held in U.S. retirement accounts, less than 2% of that amount is invested in alternative assets – and new research suggests that this low allocation to alternatives may be a mistake on the part of those approaching or in retirement as alternatives can reduce risk and enhance returns, thus helping to ensure that retirees don’t run…