This alternative investment offers an appealing way to diversify your retirement portfolio – and provides the potential for market-beating returns. The investment in question? Real estate notes – and the author of today’s article explains how investing in real estate notes inside of a self-directed IRA offers particular advantages. For more on investing in real estate notes inside of a self-directed IRA – including some drawbacks to be aware of – CLICK HERE.
With numerous studies indicating that “steady buying of quality companies at reasonable to attractive valuations is far better than market timing”, the author of today’s article buys $750 of a dividend stock every week for their retirement portfolio. For the three stocks under consideration for this week’s purchase and an in-depth look at the pros and cons of each, CLICK HERE.
A market downturn can mean very different things for those still early in their investment careers, those approaching retirement, and those in retirement. Those in the first group may be able to shrug off a downturn as there’s still lots of time for their portfolios to recover. In regards to the latter two groups, the author of today’s article notes that “because their retirements haven’t yet commenced, preretirees have even more tools in their tool kits than retirees” to navigate a downturn – and she proceeds to outline a “down-market survival guide” for those within 10 years of retirement. For more, CLICK HERE.
Of the $25 trillion held in U.S. retirement accounts, less than 2% of that amount is invested in alternative assets – and new research suggests that this low allocation to alternatives may be a mistake on the part of those approaching or in retirement as alternatives can reduce risk and enhance returns, thus helping to ensure that retirees don’t run out of money. For more on the strategic use of alternative assets in retirement portfolios – including how much of their portfolio individuals approaching retirement may want to have allocated to alternatives – CLICK HERE.
Among the three stocks highlighted in today’s article as being strong candidates for a spot in your retirement portfolio is a stock that seems to possess everything a retiree could possibly want in a stock: a generous dividend, stability, a discounted share price and a respectable rate of earnings growth. For the stock in question – and the two other dividend-paying stocks singled out by the authors as potentially deserving spots in your retirement portfolio – CLICK HERE.
When it comes to investing according to environmental, social, or corporate governance (ESG) standards, today’s article notes that “While returns can vary from year to year, ethical investors tend to perform better than investors who don’t use social or “sustainable” principles.” Thus, it is possible to generate good returns in your retirement portfolio while doing good with your retirement portfolio. But where to start in locating funds with ESG goals that have track records of strong performance? The author identifies some useful resources. For more, CLICK HERE.
“Social Security is what it is — and it isn’t what it isn’t,” states the author of today’s article who argues that, while Social Security is an asset, it is not a bond – and thus investors are ill-served by considering Social Security part of their retirement portfolio’s bond allocation. What is Social Security, what isn’t Social Security – and how does the author recommend fitting it into an overall retirement portfolio? CLICK HERE.
When it comes to de-risking your retirement portfolio, the author of today’s article suggests thinking of it as being akin to de-icing your car, noting that “de-risking is important. It helps insulate your future retirement income from a market plunge that could occur near, or soon after, your retirement date.” In terms of how to de-risk, however, she advocates taking a different approach than the one traditionally employed – “a planning process that tells you when to de-risk your retirement money based on your goals.” For more, CLICK HERE.
“In retirement – or anytime – crafting a worthy portfolio of stellar REITs requires selecting from the most high-quality, steadfast companies; those with unique selling propositions, best-in-class types, that “own” their category, and pay regular and growing dividends. I call these particular REITs, “SWANs,” which stands for “sleep well at night”, explains the author of today’s article, who also notes that only 28 REITs currently hold this SWAN distinction. He proceeds to highlight five top picks that “could provide a powerful boost and bedrock to your portfolio and retirement cash flow.” CLICK HERE.
The author of today’s article advises that “when it comes to selecting investments for each part of your portfolio, you can really skinny things down by focusing on investments that provide a lot of diversification in a single shot.” She proceeds to highlight a number of funds that both retirement accumulators and those who are already in retirement could consider for this purpose – whether they are looking for a single-fund option or looking to employ a building-block approach. For more, CLICK HERE.