Asset Allocation Or Security Selection: Which Is More Important For Retirees?

2020-03-03 09_24_58-Deadlock With Key on Hole · Free Stock PhotoWhat is the more important investment decision when it comes to your retirement portfolio: asset allocation (how much to allocate to various asset classes) or security selection (which specific securities to purchase to fulfill your asset allocation)? For many investors – and retirement planners – the answer has long been the latter (security selection), but a new study suggests that retirees may want to reconsider where they expend their time and energy. For more, CLICK HERE.

Meet The New ‘Bonds’ For Retirement

2020-02-20 23_21_23-Trees in Park · Free Stock PhotoWith longer life expectancies and lower interest rates, among other factors, the traditional 60/40 portfolio “just won’t be able to cut it anymore”, according to some financial experts. Instead, greater allocations to equities will be needed – and dividend stocks will become the new bonds for retirement. One place investors can look for higher yields for their retirement portfolios? Business Development Companies, which are averaging annual yields of nearly 10%. For more, CLICK HERE.

If All That Matters Is Your Dividends, Consider These 7 Quality, High-Yield Stocks

2020-02-19 20_11_06-White Paper With Note · Free Stock Photo“The only thing that matters to me in the short-term is my dividends,” declares the author of today’s article when it comes to his retirement portfolio. As a result, he only checks the value of his retirement portfolio once a year. Between those yearly reviews, he notes, “I’m collecting an exponentially growing stream of safe dividends that put me closer to my dream of a dividend funded financial independence closer with every weekly buy and limit order that fills.” For seven high-yield stocks he is adding to his retirement portfolio, CLICK HERE.

High-Conviction Retirement Portfolio Pullback Picks

2020-01-02 19_55_23-Man Holding Folder Crossing the Road · Free Stock PhotoThe author of today’s article believes a pullback is very likely this year – and when that anticipated pullback arrives (and other investors are fearful) there are five “top priority” stocks they will be greedily buying for their retirement portfolio, noting that “Each is a quality company growing at a rapid pace that should deliver strong double-digit returns over time.” For these five high-conviction pullback picks – including what the author notes is “the only non-dividend stock I own or plan to own for the foreseeable future” – CLICK HERE.

Take Note Of This Alternative IRA Investment

2019-12-06 08_52_38-black click pen beside notebook photo – Free Grey Image on UnsplashThis alternative investment offers an appealing way to diversify your retirement portfolio – and provides the potential for market-beating returns. The investment in question? Real estate notes – and the author of today’s article explains how investing in real estate notes inside of a self-directed IRA offers particular advantages. For more on investing in real estate notes inside of a self-directed IRA – including some drawbacks to be aware of – CLICK HERE.

A “Down-Market Survival Guide” For The Final 10 Years Before Retirement

2019-09-02 09_21_10-Text of Time #10 _ HD photo by HENCE THE BOOM (@hencetheboom) on UnsplashA market downturn can mean very different things for those still early in their investment careers, those approaching retirement, and those in retirement. Those in the first group may be able to shrug off a downturn as there’s still lots of time for their portfolios to recover. In regards to the latter two groups, the author of today’s article notes that “because their retirements haven’t yet commenced, preretirees have even more tools in their tool kits than retirees” to navigate a downturn – and she proceeds to outline a “down-market survival guide” for those within 10 years of retirement. For more, CLICK HERE.

Enhancing Your Retirement Portfolio With Alternatives

2019-09-02 09_18_30-Time _ HD photo by Andrea Natali (@andrea_natali) on UnsplashOf the $25 trillion held in U.S. retirement accounts, less than 2% of that amount is invested in alternative assets – and new research suggests that this low allocation to alternatives may be a mistake on the part of those approaching or in retirement as alternatives can reduce risk and enhance returns, thus helping to ensure that retirees don’t run out of money. For more on the strategic use of alternative assets in retirement portfolios – including how much of their portfolio individuals approaching retirement may want to have allocated to alternatives – CLICK HERE.