Among the three stocks highlighted in today’s article as being strong candidates for a spot in your retirement portfolio is a stock that seems to possess everything a retiree could possibly want in a stock: a generous dividend, stability, a discounted share price and a respectable rate of earnings growth. For the stock in question – and the two other…
When it comes to investing according to environmental, social, or corporate governance (ESG) standards, today’s article notes that “While returns can vary from year to year, ethical investors tend to perform better than investors who don’t use social or “sustainable” principles.” Thus, it is possible to generate good returns in your retirement portfolio while doing good with your retirement portfolio.…
“Social Security is what it is — and it isn’t what it isn’t,” states the author of today’s article who argues that, while Social Security is an asset, it is not a bond – and thus investors are ill-served by considering Social Security part of their retirement portfolio’s bond allocation. What is Social Security, what isn’t Social Security – and…
When it comes to de-risking your retirement portfolio, the author of today’s article suggests thinking of it as being akin to de-icing your car, noting that “de-risking is important. It helps insulate your future retirement income from a market plunge that could occur near, or soon after, your retirement date.” In terms of how to de-risk, however, she advocates taking…
“In retirement – or anytime – crafting a worthy portfolio of stellar REITs requires selecting from the most high-quality, steadfast companies; those with unique selling propositions, best-in-class types, that “own” their category, and pay regular and growing dividends. I call these particular REITs, “SWANs,” which stands for “sleep well at night”, explains the author of today’s article, who also notes…
The author of today’s article advises that “when it comes to selecting investments for each part of your portfolio, you can really skinny things down by focusing on investments that provide a lot of diversification in a single shot.” She proceeds to highlight a number of funds that both retirement accumulators and those who are already in retirement could consider…
“Although dividend stocks are a mainstay of a retirement portfolio, they are not the only stocks you should have,” advises the author of today’s article, who proceeds to highlight three stocks offering income and growth to consider for retirement. For these three stocks, as well as the author’s advice regarding the right amount of portfolio diversification in retirement and his…
Think you need $1 million to retire? The author of today’s article calls that belief the “million-dollar myth” – and shows how, using a “4-pack” of closed-end funds with an average dividend of 8.5%, you can retire on less than half that amount. For the four funds in question – and what the author sees as a big reason for…
Despite being very conservative and diversified, the author of today’s article’s retirement portfolio did slightly worse than the Dow last year, with every single one of his holdings (other than cash) posting a loss – his worst return since 2008. Having lost 10% of his net worth, and believing that 2019 could be even worse for the markets than 2018,…
To annuitize or not to annuitize: that is the question that the author of today’s article tackles – and a question that he notes “nearly all retirees and soon-to-be-retirees face at one time or another.” Do annuities have a place in your retirement portfolio? Is there a better alternative when it comes to having a stream of income that is…