Navigating The World Of High-Yield ETFs

2020-01-14 21_03_23-WindowHigh-yield exchange-traded funds can be attractive to retirees seeking current income or to any investor seeking diversification. However, the author of today’s article reminds us that “handsome yields always come with a cost in either higher risk or diminished growth” – and so, in order to help navigate the world of high-yield ETFs, he highlights what he sees as the best high-yield funds from seven different categories, including high-yield domestic stock funds, junk bond funds and preferred stock funds. For more, CLICK HERE.

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The 50 States Of Retirement

2020-01-10 22_06_43-Person Holding Magnifying Glass · Free Stock PhotoAmericans could require savings of anywhere from $666,000 to $2 million to retire, according to a recently released analysis. The key factor underlying this wide range? The state in which one chooses to retire, with the $666,000 figure representing the amount potentially needed to retire in Mississippi (the cheapest state to retire in) based on the estimated average annual expenditure of a typical retired person outside of Social Security checks, and the $2 million figure representing the same amount for Hawaii (the most expensive state to retire in). What about the state you plan to retire in? CLICK HERE.

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The Secret That Makes Berkshire Hathaway The “Single Best Retirement Stock Out There Today”

2020-01-08 20_46_17-White and Pink Flowers Beside A Canister · Free Stock Photo“It’s easier than you think to identify Warren Buffett’s top retirement stock. Don’t overthink it. It’s his own company: Berkshire Hathaway,” declares the author of today’s article, who identifies the “secret” that allows Berkshire to deliver such impressive returns – and which makes it “the single best retirement stock out there today.” For this – and more reasons why Berkshire is a perfect stock for retirees – CLICK HERE.

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A Review And Preview Of Bull Market Risks And Opportunities

2020-01-05 21_25_21-Man Reading Newspaper While Sitting Near Table With Smartphone and Cup · Free St“It may be nice to look back at the gains of the last year, several years or decade, but it’s the look out into 2020 and beyond that will matter the most for any investor who is not yet in retirement,” notes the author of today’s article after reviewing the strong stock market gains of 2019. So can those gains continue? In order to assess this, he provides “a review and preview of issues impacting 2019 and looking into 2020”, examining the risks and opportunities involved in the stock market in general as well as in specific companies. For more, CLICK HERE.

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The SECURE Act Isn’t The Only Major Change To Retirement Saving This Year

2020-01-05 21_23_02-Silver Imac Displaying Line Graph Placed on Desk · Free Stock PhotoThe SECURE Act, which went into effect on January 1st, will change the way workers save for retirement, the way retirees spend down their retirement savings, and the way beneficiaries will receive money from inherited retirement accounts. But the various provisions of the SECURE Act aren’t the only ways that saving for retirement will change this year. As today’s article notes, “Other trends have been in motion over the last few years” – and the author outlines three trends that will impact how Americans save for retirement this year and beyond. For more, CLICK HERE.

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A Field Guide To “The Wilder Side Of Retirement Investing”

2019-12-20 08_37_29-Man Holding Teacup Infront of Laptop on Top of Table Inside the Room · Free StocInterval funds. Non-traded real estate investment trusts. Private placements. In the hunt for higher yields, superior total returns and diversification, the author of today’s article notes that retirees “are venturing into some murky waters” – and cautions that “Investors considering a foray into less-liquid, more-complex holdings need to scrutinize these investments’ fees, withdrawal restrictions, valuations, volatility and other risks.” For her “field guide to this “wilder side of retirement investing”, CLICK HERE.

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Retirement In The 2010s : “A Tale Of Two Very Different Realities”

2019-12-17 07_42_51-WindowThe good news? Over the past decade, the outset of which coincided with the beginning of the recovery from the Great Recession, Americans’ odds of a successful retirement have improved significantly. The bad news? This applies almost exclusively to affluent Americans, whereas most Americans’ retirement prospects are no better than they were at the beginning of the decade – or are even worse. As a result, the author of today’s article asserts that “Retirement in America has become a tale of two very different realities in the decade now drawing to a close” – and he examines how this has become so. For more, CLICK HERE.

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How Negative-Yielding Bonds Can Actually Be Positive For Retirees

2019-11-24 19_33_40-Coins on Brown Wood · Free Stock PhotoWith their own distinct risk and reward characteristics, foreign government bonds can be a useful addition to a diversified portfolio. But do they make sense for retirees now at a time when approximately 25% of the foreign bond market trades with negative yields? Surprisingly, they might — under the right circumstances. This is due to what the author of today’s article describes as “a peculiar quirk of the foreign currency market”. For more on why retirees might actually want to consider negative-yielding foreign government bonds, CLICK HERE.

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How Many Market Crashes To Expect During Retirement – And Why The Government Is Helpless To Prevent Them

2019-11-04 08_54_27-White House, Washington DC photo – Free Building Image on UnsplashWhat are the odds that the stock market will crash at some point (or multiple points) during the course of your retirement? Researchers have actually developed a formula for making this determination – and based on that formula, the author of today’s article warns that “the odds of a huge crash are…high enough that you should expect at least one, and perhaps more, during your retirement.” For more – including the number of smaller crashes the formula indicates one should expect over the course of a 30-year retirement and why, despite what many believe, government regulations and safeguards are unlikely to prevent future crashes – CLICK HERE.

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