Think of you retirement number goal…have it in your head? Good. Now, is it good enough? Is there actually a specific number? Today’s article answers some of these questions and more. Here’s what they had to say, “There’s a substantial gulf between the amount of money Americans have actually saved for retirement and what they might need to last throughout their golden years. Nearly three in five people surveyed in a recent study from the Employee Benefits Research Institute had saved $25,000 or less for their retirement, with more than a quarter having saved less than $1,000. Yet plenty of financial experts think you’ll need $1 million, $2 million, or even more in order to sustain the lifestyle you want for your retirement years.” To read more, CLICK HERE.
Today’s article features ten stocks that Goldman Sachs analysts say have upside potential but do other analysts agree? Here’s what they had to say, “Taking into account the 12-month stock price targets placed on them by Goldman analysts, here are 10 stocks with the most upside potential, according to the note. (Target prices were obtained from Bloomberg.) TheStreet paired Goldman’s picks with ratings from TheStreet Ratings.” To read more, CLICK HERE.
Want some American-based stocks that may actually perform great as well? Today’s article highlights four of these stocks, here’s one of them, “Shares of Peoria, Ill.-based Caterpillar (CAT) provide an attractive combination of value and a predictable price range that makes the stock a good one for selling options. Even better, CAT is a reliable dividend payer and recently jacked up the quarterly payout by 10% from $0.70 to $0.77 per share.” To read more, CLICK HERE.
What do you think of people who retire early? Do you envy them? Do you think they’re crazy? What would you do? Would you retire early if you could? Today’s article explains how it may be possible. Here’s what they had to say, “Not everyone will have the perfect combination of luck and skill to retire before gray hairs even think about making an appearance, but the biggest reason you can’t retire noticeably earlier than average is you. Nobody cares about your money or financial future more than you. If you don’t have the desire to improve your financial situation and knowledge, you are destined for mediocrity. A deeper dive into our American culture reveals why more people don’t accomplish early retirement.” To read more, CLICK HERE.
Always wanted to retire to somewhere exotic like Thailand or green and beautiful like Ireland? Today’s article explains why now may be the time (even if you’re not retirement any time soon) to look into housing there. Here’s what they had to say, “A number of the best places in the world to retire are a bargain right now, due to local market factors as well as the strength of the U.S. dollar. If one of these retirement spots appeals to you, this is a window of opportunity to invest in retirement digs of your own at a discount, even if your retirement is years away. If you buy an apartment or house in the country where you intend to live in retirement, you can take advantage of your current buying power while controlling what is usually the biggest part of any retirement budget: housing.” To read more, CLICK HERE.
Are you nervous with all the news about Greece and what the stock market did yesterday? Today’s article explains why you may want to consider holding off on getting out of the market. Here’s what they had to say, “The median S&P 500 decline the day after a shock to the system was 2.4%. That’s pretty close to what happened on Monday when the market tumbled over 2% in response to Greece’s failure to reach a new bailout deal with its creditors. In the past, it took the stock market a median of just eight days to bottom out after a shock, according to S&P Capital IQ.” To read more, CLICK HERE.
Today’s article discusses whether investing abroad is worth it. Here’s what they had to say, “For most of the past decade, international investing hasn’t lived up to its billing. Domestic-stock mutual funds have outperformed most foreign rivals. The typical U.S. stock fund returned 8.2% annualized over the 10 years through March 31, reports researcher Morningstar. That easily beat the 6.2% average yearly return in the international arena.” To read more, CLICK HERE.
Today’s article discusses a different kind of retirement bucket list, this one is a retirement income-specific bucket list. Here’s one of the to-dos, “Taste A Classic We all know the power of a classic. Whether it’s a classic car, landmark place to eat, or song from our past, classics take us back to a better place and time… when life seemed simpler and carried special meaning for us. Well several companies have been carrying on a history of dividend payments like few others and can add some nostalgic income to your portfolio. Many classic dividend payers not only provide an appealing yield, but have been rewarding shareholders with dividend payments for over 100 years.” To check out the whole list, CLICK HERE.
Today’s article exposes three “retirement-crushing unforeseen circumstances” and how to avoid them as much as possible. Here’s one of them, “Dealing with a badly timed stock market drop. Everyone understands the stock market rises and falls in cycles over the years. Yet when it comes time to plan for retirement, this basic fact can be very hard to deal with. If the market drops right after you retire, you could find yourself with a far smaller retirement nest egg than you had expected.” They explain how to meet this risk head-on in the article, HERE.
Netflix is doing something for investors that might help old Average Joe out. Today’s article explains what’s going on, “The move is aimed at making Netflix shares easier for everyday investors to buy. After doubling this year, Netflix is now worth an eye-popping $681 a share. Few companies in the S&P 500 have stocks that cost that much. For example, investors could buy nearly eight shares of Facebook (FB, Tech30) for the same amount of money.” To read more, CLICK HERE.