According to a recent report from the Employee Benefit Research Institute, almost half of retirees end up leaving the workforce earlier than they had planned – and while this is often involuntary (the result of a layoff or illness), in a third of cases individuals make an early exit by choice, having achieved financial independence. Achieving early retirement is not easy, though – which is why today’s article outlines 12 key moves to make over the course of your career to increase the chances of making your early retirement dream a reality. To read more, CLICK HERE.
While alternative investments have the potential to both reduce a portfolio’s risk and boost its returns, the key word here, as today’s article emphasizes, is can: “If done poorly, alternative investments can just as easily take a wrecking ball to a portfolio and destroy years’ worth of gains.” Specifically, the author outlines the real-life example of the Dallas Police & Fire Pension System (DPFP) which, “after making a series of questionable investments” in alternative assets, ended up bankrupt. To read more about what happened to the DPFP and the lessons this cautionary tale holds about alternative investments – as well as for the four conditions the author recommends be in place when it comes to alternative investments – CLICK HERE.
“Memories of the Internet bubble bursting 16 years ago this week have begun to fade. And that’s a shame, since it still has much to teach us.” Today’s article argues that, while the stock market is not as overvalued today as it was back then, “certain stocks appear to be, and they could easily incur the losses investors suffered 16 years ago when that era’s bubble deflated.” The author uses the examples of Cisco in March of 2000 and Amazon earlier this year to outline two critical lessons from the Internet bubble that should not be forgotten (Lesson #1: Valuations Matter!). To read more and find out the second important lesson, CLICK HERE.
“Working after retirement may be an oxymoron, but it’s a trend that continues to gain steam… While financial concerns are often the motivator, for many retirees the decision to pursue an encore career is more about passion than paycheck.” Today’s article outlines several dos and don’ts for those looking to pursue an “encore career” in retirement. Do? Focus on certain skill sets. Don’t? Make it about money (“If your primary objective is income…you’re better off going back [to the job] where you were”). To read all the author’s encore career dos and don’ts, CLICK HERE.
Fun and saving for retirement don’t sounds like they belong in the same sentence but today’s article has tips for how to keep positive when doing the mundane…like saving for retirement. Here’s what they had to say, “Research from the University of Pennsylvania’s Wharton School of Business found that linking your savings progress to enjoyable treats—a concept dubbed “temptation bundling”—can help boost motivation and push you to reach your goals. Of course, we’re not talking about a big-ticket splurge. Rather, it should be a small indulgence that can provide a significant happiness boost—like indulging in an ice cream sundae when you up that nest egg savings contribution by 1%!” To read more, CLICK HERE.
Do you have a young adult child living in your home? He or she may be delaying your retirement. Today’s article discusses why parents with grown children in the home can negatively affect their retirement. Here’s what they had to say, “Young adults should be moving up, but in many cases they’re only moving back in. And it’s threatening the retirement of their parents — both financially and psychologically. The job market for young adults has improved steadily since 2010, yet the number of millennials living with their parents has continued to climb. As of the beginning of 2015, 26% of millennials (defined as those currently age 18 to 34) lived with their parents, according to the Pew Research Center.” To read more, CLICK HERE.
Today’s article explains how the tragedy in Paris may affect stocks. Here’s what they had to say, “The terror attacks in Paris are expected to spur a flight-to-safety trade this week, in markets that are already risk averse.
The coordinated attacks, which left more than 100 dead and hundreds others injured, prompted French President Francois to order new air strikes in Syria. On Sunday, French bombers strafed a Syrian stronghold of ISIS, which has claimed responsibility for the attacks.” To read more,CLICK HERE.
Today’s article discusses three stocks that may have something to look forward to this week. Here’s what they had to say, “That’s because shares of all three of these companies — all smaller than $4 billion in market cap — are heavily shorted and reporting earnings this week.” To read more, CLICK HERE.
Today’s article discusses several stocks and what you may want to do with them. Here’s what the author had to say, “For five years I’ve published the ’Moving the e-Markets Valuation Index’ which compares the relative valuations of 16 publicly-traded companies (Alibaba, Amazon, Blue Nile, Cypress, eBay, Groupon, Netflix, Nutrisystem, Overstock.com, PetMed Express, Shutterfly, Stamps.com, United Online, U.S. Auto Parts, Wayfair, and 1-800-FLOWERS) in the e-commerce sector. Based on the 10 factors (below) that affect value, a long-term investment horizon, and my gut…” And what does he think of these stocks? To find out and to read more, CLICK HERE.
Six. According to today’s article, six is the magic number and apparently the number of stocks that matter. That’s right! Today’s article says there’s only six stocks that matter. Here’s what they had to say, “The concentrated gains are spurring concerns that soft trading in much of the market could presage a pullback in the indexes. Many investors see echoes of prior market tops—including the 2007 peak and the late 1990s frenzy—when fewer and fewer stocks lifted the broader market. The S&P 500 is up 1% this year while the Nasdaq has gained 7.4%.” To check them out, CLICK HERE.