Can Small-Cap Stocks “Turbocharge” Your Retirement Savings Without Greater Risk?

2017-05-21 19_19_35-Brown Leather Wallet Using Blue Steel Clap · Free Stock PhotoFor diligent retirement savers, the author of today’s article doesn’t see investing in large-cap stocks – with their maturity and predictable cash flows – as being a bad plan. However, for the large segment of Americans who are either behind on saving for retirement (or have no retirement savings at all), he points to small-cap stocks as being “the best way to turbocharge their savings.” But doesn’t the greater risk associated with small-cap stocks outweigh the potential for slightly better returns? The author shows how this is not necessarily the case. To read more, CLICK HERE.

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“Cost Matters”: Are These Low Expense Ratio Funds The Best For Your Retirement Accounts?

2017-03-25 14_33_40-Free stock photo of account, atm, bankIn this case a race to the bottom is a good thing: In an effort to attract new customers and increase market share in an extremely competitive business, mutual fund companies are battling it out for who can offer the lowest-cost ETF – and the resultant rock-bottom fees are great news for retirement savers. The author of today’s article highlights some of the cheapest funds available and provides advice on how to use them effectively in a portfolio. To read more, CLICK HERE.

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What Low Returns, Longer Lives And Legacy Goals Mean For Retirement Saving Rates

2017-02-12 19_15_11-Black Ballpoint Pen on White Printer Paper Near Black and Blue Computer Mouse ·How much do you need to save in order to fund your desired standard of living in retirement? More than you think, according to a new study. Dramatically more. The reasons for this gap between the rates at which Americans are saving for retirement and the rates at which they should be saving? Low returns, longer lives and legacy goals. To read about what these factors mean for retirement saving – and for the author’s advice on what retirement savers should do in this “low-return, long-longevity world” – CLICK HERE.

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New IRS Guidance Could Save Your Nest Egg

2016-08-27 14_01_36-Morguefile.com free stock photos“This is a big deal and it will help a lot of people,” declares a certified public accountant in today’s article on the Internal Revenue Service’s easing of a rule that previously had retirement savers who exceeded the 60-day window for IRA rollovers face substantial taxes and penalties. Under the new relaxed guidance, retirement savers who do not roll over retirement funds before the 60-day deadline “can avoid the dire tax treatment in certain circumstances.” To read more about this change – including what those “certain circumstances” are – CLICK HERE.

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