The Top Reason Retirement Withdrawal Strategies Fail – And How You Could Get Screwed Twice

2019-01-10 22_36_27-Amazing Fail Photos · Pexels · Free Stock PhotosWhen it comes to the top three reasons that retirement withdrawal strategies fail, the author of today’s article sees them as (1) sequence of return risk, (2) sequence of return risk and (3) sequence of return risk. How might sequence of return risk be a greater problem for retirement withdrawal strategies than even low average returns, how can you “get screwed twice” by sequence of return risk if you’re especially unlucky, and what are some ways to alleviate sequence of return risk? CLICK HERE.

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Are Things Turning DIRE For FIRE?

2019-01-04 21_33_15-Fire Pictures · Pexels · Free Stock Photos“Today, we are at peak FIRE, perhaps similar to peak crypto reached in December 2017. Unfortunately, when you’re at the peak, there’s usually nowhere to go but down,” laments the author of today’s article, who warns that the FIRE (financial independence, retire early) movement “is in for a rude awakening” — and poised to be overtaken by a new retirement movement: DIRE (Delay, Inherit, Retire, Expire). CLICK HERE for more.

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The 411 On Potential 401(k) Regulation Changes

2018-12-20 20_50_47-Old couple, beach, sea and ocean HD photo by rawpixel (@rawpixel) on UnsplashAs the House of Representatives prepares to change hands in the new year, both the outgoing Republican chairman of the Ways and Means Committee and the presumed incoming Democratic chairman of the committee are proposing changes to retirement regulations – including changes pertaining to the risk of retirees outliving their savings. For more on these potential changes, how they could benefit retirement savers, and some of the potential issues with them, CLICK HERE.

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Bull, Bear Or In-Between: When Is It Better To Retire?

2018-11-29 21_47_07-200+ Amazing Numbers Photos · Pexels · Free Stock PhotosAre you better off retiring in a bull market or a bear market? For those who have the option of retiring now while the good times are still here or waiting until things go south, this is an especially salient question. In today’s article, the author runs the numbers on retiring during a raging bull market versus retiring in a bear market, and shows why the latter may be better. For more – including some insights on retiring during times of uncertainty when there is neither a bull market nor a bear market – CLICK HERE.

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How These 6 “Obscure” Funds Can Provide Income And Growth For Retirement

2018-09-06 11_13_34-100+ Great Cash Photos · Pexels · Free Stock PhotosToday’s article outlines how an initial investment of $300,000 in six specific funds (from “an obscure corner of the market”) can create a significant, reliable income stream for retirement. Specifically, “this portfolio has a 7.9% yield, meaning our $305,000 initial investment is going to give us $24,000 in annual income—that’s $2,000 per month!” Moreover, these six funds offer growth in addition to income, with impressive annualized returns over the last decade. For more, CLICK HERE.

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Achieve A Dividend-Funded Retirement In 10 Years With This Process

2018-07-29 16_16_40-500+ Beautiful Old Age Photos · Pexels · Free Stock Photos“The goal of every dividend investor is to generate a sufficient stream of passive dividend income, that would adequately cover their expenses,” notes the author of today’s article –who proceeds to outline a process by which someone looking to retire in 10 years could attain this goal “even if you picked average companies.” For the five guidelines to follow in this process – and how they can be implemented to retire in 10 years – CLICK HERE.

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Should These Stocks Be Retirement Portfolio Rejects?

2018-06-17 19_08_29-Brainstorming over paper photo by Helloquence (@helloquence) on UnsplashA firm with a cult-like following, a “beloved ‘industrial’ firm” with a seemingly attractive dividend, and a group of high-growth names make up the seven stocks highlighted in today’s article as being ones that those in – or those going into – retirement may be wise to avoid, according to experts. For these seven stocks – including “one dividend payer that most retirees own but should reconsider”, according to experts – CLICK HERE.

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The “New Thinking” Required Of Retirees Today

2018-06-14 09_01_53-100+ Beautiful Think Photos · Pexels · Free Stock PhotosTrying to tap a lifetime’s worth of savings—enough to enjoy retirement but not so much that you imperil your later years—has never been easy, but it’s about to get a whole lot harder,” warns one retirement researcher cited in today’s article, who sees a confluence of factors coming together to make this “the worst time to retire since just before the dot-com bubble burst.” What are these factors, what do they mean for recent and near-retirees – and what “new thinking” is required of retirees today? CLICK HERE.

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