Among the concerns that weigh the most on retirees and those nearing retirement is health care expenses in retirement. And with various entities coming out with projected health care expense figures for the average couple in retirement – and many of those figures being staggering – it is no wonder. But is this degree of concern warranted? The author of today’s article notes that “it’s important to separate those health care expenses that can be planned and budgeted for, such as premiums, from less planned, out-of-pocket expenses” – and looks at what the health care spending of current retirees actually indicates. For more, CLICK HERE.
When it comes to all the interconnected pieces of successful retirement planning (taxes, Social Security, health care, etcetera), the author of today’s article points out that, ultimately, everything goes back to one fundamental question: How much money do I need to retire? Unfortunately, when it comes to answering this question, there are a number of misconceptions that people are prone to – and the author outlines three such misconceptions “that outrank all the others” (and which threaten one’s freedom, comfort, and peace of mind in retirement). CLICK HERE.
While inflation may currently be low, the author of today’s article warns that “this makes the possibility of an inflation threat going forward even more likely.” Moreover, she notes that health care costs are rising faster than inflation. All of this poses a particular threat to retirees relying on sources of income that lack inflation protection. As such, the author outlines four investment options for retirement in inflationary times – Treasury inflation-protected securities (TIPS), annuities, stocks and commercial real estate. To read about the potential benefits and drawbacks of each option, CLICK HERE.
Might the best investments for Baby Boomers be in….Baby Boomers? Today’s article highlights some of the “fantastic investment opportunities” that may be created as this demographic ages. One of the biggest potential investment opportunities? Health care. Why might the specific area of “medical real estate” be “a safer and more predictable investment in the Boomers”? And which retailers may also be interesting investment opportunities? CLICK HERE to read more.