“Bad Losses In Bad Times”: The Risk With Substituting Dividend Payers For Bonds In Retirement

2019-04-10 20_56_45-Man Holding U.s Dollar Banknotes and Black Leather Bi-fold Wallet · Free Stock PWhile the author of today’s article acknowledges that there is much to make dividend-paying stocks appealing as a source of cash flow in retirement, she warns “I get nervous when retirees use them to take the place of bonds altogether. And I think retirees should get nervous, too.” What’s not to like, for retirees, about dividend payers, according to the author? It has to do with the risk of “bad losses in bad times” – and the financial crisis provides a perfect example. For more, CLICK HERE.

The New Best Investment Choice For Retirees And Near-Retirees

2018-12-02 20_07_06-100+ Beautiful Financial Criss Photos · Pexels · Free Stock PhotosWhat’s the best investment choice right now for investors who are retired or nearing retirement (and thus are looking for reliable income)? The author of today’s article notes that, while income investors turned to investments such as high-yield bonds, master limited partnerships, high-yield dividend stocks and more in recent years, “Today’s best investment choice for investors in or near retirement just might be one they heavily favored before the financial crisis but ignored in recent years.” For more, CLICK HERE.

The Great Recession Was Devastating To Retirement Savings – But This Common Occurrence Can Be Almost As Destructive

2018-07-16 07_47_59-40+ Amazing Risk Photos · Pexels · Free Stock PhotosThe Great Recession of 2007-2009 devastated many Americans’ retirement savings – and a new study finds that an experience many Americans face can be almost as devastating: divorce. Specifically, researchers found that “Divorce pushes up an individual’s retirement risk by 7 percentage points, [while] the 2008 financial crisis added 9 points.” What are the numerous reasons the authors of the study outline for why divorce has such a destructive effect on retirement savings – and what are some retirement savings advantages to divorce? CLICK HERE.

Protecting Your Retirement Savings From The Next (Debt-Driven) Financial Crisis

2018-02-21 22_19_36-Free stock photos of old age · PexelsIs a financial crisis coming – and, if so, how can you protect your retirement savings before the economic implosion occurs? These are the issues tackled in today’s article, where the author warns of the possibility of a coming financial crisis as a result of “asset price bubbles, misplaced credit and excessive debt on a global scale.” Will the U.S.’s massive debt problem bring about the next financial crisis – and how can Americans protect their retirement savings if that’s the case? CLICK HERE.

How (And When) Will It End – And Is Your 401(k) At Risk?

2017-11-19 09_21_06-Free stock photo of board, cubes, gameThey correctly forecasted last decade’s financial crisis and its devastating effects on many Americans – and now they are getting nervous about another meltdown when the current bull market ends. Today’s article goes to three market skeptics – including Yale economist Robert Shiller, who warned of a “catastrophic collapse of the housing and stock markets” three years before the ’08 crash – for their take on stocks, when the bull market may end, what might be the trigger – and investments they like right now. For more, CLICK HERE.

New Money Market Fund Rules & The Case For Internet Savings Accounts

2016-10-09 08_05_30-Films & TVNew rules are coming into effect this month that the author of today’s article states “will fundamentally change the way money market funds operate.” In light of these new rules – which are aimed at preventing runs on money market funds as happened in the 2008 financial crisis – the author looks at the case for investors moving their cash into internet savings accounts, concluding that these options “may offer the best combination of liquidity, safety and yield.” To read about why this may be the case, what some of the downsides of internet savings accounts are, and to learn more about the new money market fund rules taking effect, CLICK HERE.