Some Good News – And Some Bad News – If Your Retirement Portfolio Takes A Big Hit

2019-08-17 08_44_53-Good news is coming _ HD photo by Jon Tyson (@jontyson) on UnsplashToday’s article contains some good news and some bad news for retirees whose portfolios suffer substantial losses (such as the 17% loss incurred by one of the model portfolios from a top-performing newsletter over the first six months of this year). The good news? Even the worst performers are likely to eventually recover their losses. The bad news, however, has to do with how long eventually might be – and what that means for retirees’ standard of living. For more, CLICK HERE.

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3 Dividend Payers To Consider For Your Retirement Portfolio

2019-08-15 20_51_45-I Saw man walking on building at suns... _ HD photo by Islam Hassan (@ishassan)Among the three stocks highlighted in today’s article as being strong candidates for a spot in your retirement portfolio is a stock that seems to possess everything a retiree could possibly want in a stock: a generous dividend, stability, a discounted share price and a respectable rate of earnings growth. For the stock in question – and the two other dividend-paying stocks singled out by the authors as potentially deserving spots in your retirement portfolio – CLICK HERE.

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Rethinking Retirement Rebalancing (And Some Modified Rebalancing Strategies)

2019-08-11 21_12_04-Balance _ HD photo by Bekir Dönmez (@bekirdonmeez) on UnsplashPortfolio rebalancing is something that retirees should do on a regular basis in order to boost returns…right? Not necessarily, it turns out – despite this being common practice and conventional wisdom. The author of today’s article highlights a new, exhaustive study on rebalancing which “found that rebalancing improves performance only if the markets behaving in certain specific ways.” For more – including when regular rebalancing can really cost you and some modified rebalancing strategies to consider – CLICK HERE.

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Snuffing Out FIRE Myths

2019-08-08 07_48_50-Blue number notebook _ HD photo by Volkan Olmez (@volkanolmez) on UnsplashThe FIRE (Financial Independence/Retire Early) movement ignites feelings of skepticism in many. And “skepticism” might be putting it mildly. As the author of today’s article observes, “it seems that some just can’t help hating on FIRE. They claim few can save the amounts of money needed to retire on time, let alone early. They complain about the return assumptions used in early retirement calculations. And they proclaim that a FIRE lifestyle is just plain boring.” For FIRE skeptics and critics, he proceeds to identify – and attempts to dispel – some of the most pernicious myths surrounding the movement. For more, CLICK HERE.

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What Is “Resulting” – And Why Is It Dangerous To Your Personal Finances?

2019-08-05 21_11_30-Book, text, diary and grey _ HD photo by NORTHFOLK (@northfolk) on UnsplashIf someone saves nothing for retirement, enjoys their hard-earned money during their working years, and then unexpectedly inherits a windfall at age 60, was not saving a good decision? Conversely, if someone saves diligently for retirement, lives frugally during their working years, and then dies suddenly from a heart attack at age 60, was saving a bad decision? This type of thinking, the author of today’s article explains, reflects the concept of “resulting” – and he warns that “In personal finance and investing, resulting is dangerous.” For more on resulting and the danger it poses, CLICK HERE.

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Making A Pension-Less Retirement Work

2019-08-03 19_10_45-WindowThe author of today’s article – who is fortunate enough to have a pension – is concerned about the majority of Americans (including his own children) who are not so fortunate, and who will have to rely on Social Security and their investments to fund their retirements. His fear? “Even if these folks are saving regularly, they don’t really understand how to invest or how to manage their nest egg once retired.” He proceeds to outline everything involved in making a pension-less retirement work. For more, CLICK HERE.

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Time & Retirement: Investor And Market Implications

2019-08-01 18_01_31-Eventually everything hits the bottom... _ HD photo by Aron Visuals (@aronvisualThere was a time when people didn’t worry about retirement, because there was no such thing. Rather, with significantly shorter life expectancies, most people worked until they died. As the author of today’s article notes, “The average American now retires at age 62 while 100 years ago, the average American died at age 51” – and this development has some critical investor and market implications. For more – including the biggest risk retirees face, whether the baby boomer retirement wave could crash the markets, and “two simple solutions that can make your money go further to take advantage of the fact that people are living longer” – CLICK HERE.

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