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January 2018

A Portfolio For Aggressive Retirement Savers

Today’s article outlines a mutual fund portfolio for aggressive retirement savers – i.e. investors who are still many years away from retirement (or who are closer to retirement but already have their in-retirement income needs covered). As the author notes, these individuals can “reasonably hold more in potentially more volatile subasset classes, such as small-cap stocks and foreign stocks and… 

Should TIPS Be Getting More Respect From Retirees?

The author of today’s article calls them “the Rodney Dangerfield of retirement investing” as they are getting no respect. The investment in question? Treasury Inflation-Protected Securities (TIPS) – which the author notes have been producing disappointing returns in recent years compared to regular Treasurys. However, while many retirees have been abandoning TIPS in favor of regular Treasurys, he cautions that… 

Here’s How The Right Investors Can Still Get A Pension-Like Benefit In Retirement

Traditional corporate pensions have largely fallen by the wayside in recent decades – but there is a way that investors in particular situations can still get a pension-like benefit in retirement: personal defined-benefit plans. The author of today’s article notes that, while few investors are even aware they exist, “they very much do, though now it’s up to us to… 

“A New Way To Income”: Could Retirees Benefit From This Leveraged ETF?

Leverage and retirement don’t conventionally go together – but a new exchange-traded fund targeting retirees who require more income than they can get from a typical 60-40 stock-bond portfolio is looking to include a leverage component in an effort to provide investors with superior returns. As today’s article outlines, “this fund takes those vanilla investments, adds a dollop of exposure… 

2018’s Potential Potholes On The Path To Retirement

The stock market is rising, tax rates are falling, and the final GOP tax reform bill didn’t make dramatic changes to 401(k) contributions. All of this would seem to be good news for retirees and retirement savers. However, today’s article outlines a number of things that retirees and those approaching retirement may be wise to keep an eye on this… 

Mitigating Against Unlucky Returns

It can have a dramatic impact on your retirement – and, unfortunately, it is largely out of your control. We’re talking about the market’s sequence of returns leading up to – and throughout – your golden years. The author of today’s article illustrates the impact that differing sequence of returns can have on the equity portion of one’s portfolio and,… 

These Market Events Could Throw Monkey Wrenches In Plans To Retire

If you’re planning on retiring this year – or in the next few years – the author of today’s article warns that there are some “potentially market changing events” that could throw a wrench into those plans – and he proceeds to detail three to be cognizant of. The first could come as early as April, the second involves a… 

“Money On The Table”: Why Retirees Aren’t Touching Their Retirement Savings – Even After Two Decades

The common belief about retirement assets is that they are systematically drawn down by retirees over the course of their retirement. However, it turns out that this may not actually be the case. Today’s article highlights a surprising research finding: most current retirees, across all wealth levels, have been holding onto the bulk of their retirement savings, even 20 years…