October 2017

The Pros & Cons Of Managed-Payout Funds For Retirement Income

“Is there a hybrid solution that can give you some of the lifetime income of an annuity, while offering the inflation protection and principal availability of an investment portfolio?” This is the question that the author of today’s article poses before examining one possible option in that regard: managed-payout funds. After delving into the managed-payout funds (and related investment products)… 

“Retirees In The Lurch”: Warnings From A New Government Report

A new report from the Government Accountability Office details the serious retirement challenges that Americans are facing, and – in an effort to ward off (or at least mitigate the damage from) an impending retirement crisis in the country, is urging lawmakers in Congress to form an independent commission to study – and come up with solutions to – these… 

Why Your Retirement Portfolio Could Benefit From These “Downright Boring” Investments

When it comes to building retirement wealth, the author of today’s article points out that “one of the best strategies is also the simplest: Buy shares in great companies, and hold forever.” “Great”, however, doesn’t necessarily mean flashy and exciting. The author proceeds to highlight three stocks that may be considered rather boring, but which could nonetheless be helpful in… 

This Little-Noticed Tax-Reform Provision Could Have Big Implications For Future Retirees

The Trump tax reform plan has gotten a lot of attention (both positive and negative) of late. One aspect of the plan that has not gotten much notice, however, is a provision that the author of today’s article notes “would mark a landmark shift in the way that the government handles a key issue” – and this shift could ultimately… 

What’s Your “Magic Dividend Number” For Retirement – And How Can You Achieve It?

When it comes to calculating your “magic number” for retirement (how much you need to save in order to retire comfortably), various formulas have been suggested (Fidelity, for example, recommends that you save the equivalent of 10 times your final salary). The author of today’s article, however, sees this approach as “fatally flawed” and recommends using a “magic dividend number”… 

These 2 Growth Stocks May Be Retirement-Friendly

Retirement is a time for “Steady-Eddie” dividend-paying stocks and not a time for growth stocks (and the volatility that is inextricably linked to them). Such is the common wisdom. However, the authors of today’s article believe that not all growth stocks should be painted with the same retirement-incompatible brush – and they proceed to highlight two growth stocks (which also… 

ETF Your Way To Retirement With These Strategies

Whether you are still young and have high risk tolerance, are middle-aged with moderate risk tolerance, or are at retirement and need reliable income, today’s article seeks to answer the following question: “How can you buy ETFs to build a comprehensive, long-term retirement portfolio?” For each of the aforementioned life stages, the author outlines the types of core – and… 

Even If You Have A Retirement Plan, Is It Viable?

If you even have a retirement plan at all you are undoubtedly ahead of most Americans. Still, even if you have taken this important step, the question needs to be asked: is the retirement plan you have drafted viable? The author of today’s article outlines how pre-retirees can go about assessing the adequacy of their savings rate – and how…