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February 2015

Retirement Is Around The Corner, Are You Ready?

You’ve just turned 50, it’s time to start investing more than $50 per month into your retirement account. Today’s article gives tips for people who are in their 50s who are quickly approaching the lovely age of retirement. Here’s what they had to say, ” Chad Waddoups, vice president of investments and insurance with Mountain America Credit Union, said he… 

How Much Is Enough?

Today’s article discusses your 401(k) and how much you should of your paycheck should be making its way into your 401(k) each month. Here’s what they had to say, “Most employees with a 401(k) understand, on some level, that it would be in their best interest to salt away money for retirement. However, many workers live paycheck to paycheck, relying… 

Is A Correction In Our Future?

I know several reasons why various parts of the country can’t wait for summer but could the warm weather bring bad news? Today’s article discusses ten reasons why James Kostohryz at JK Market Insights believes we could see a 10%-20% correction in U.S. stocks between now and Summer. Here’s one reason, “Business cycle: The current business cycle is 67-month-old, prompting… 

Need A Reason To Invest In Foreign Stocks?

Looking for a reason to get into foreign stocks? How about four? Although it may not seem like the most obvious investment decision, today’s article makes four good reason why you may want to consider it. Here’s one of the reasons, “The dollar has soared in the currency markets, hurting U.S. holders of foreign investments, because those investments are worth… 

These People Are Nixing Their Retirement Plans

Are you a Baby Boomer? Will you retire soon? Or are you part of so many others in your generation who are refusing to hang up their coat? Today’s article discusses how retirement stereotypes are being changed by the new crop of would-be retirees. Here’s what they had to say, ” According to the Employee Benefits Research Institute, in 1991,… 

Gloomy Future Ahead?

What goes up, must come down. At least that’s what Newton, and Blood, Sweat and Tears said. But are we about to come down from our up? Today’s article discusses what may happen. Here’s what they had to say, “It’s been six years into the bull market, and investors are naturally concerned about how long the good times will roll.… 

Retirement Readiness

Are you mentally ready to go into retirement? Do you know what it means to be mentally ready for retirement? Today’s article discusses how your financial mentality can affect your readiness for retirement. Here’s what they had to say, “In this era of “self-directed” retirement (no pensions, you make all the investment choices) postponing making a real plan poses a… 

You’re In For A Rude Awakening If You Think This

I thought for sure that retirement was a 30-year vacation on a beach somewhere with my feet stuck in the sand but according to today’s article, that and four other thoughts are common misconceptions. Here’s what they had to say, “Retirement is like a 30-year vacation. A life full of leisure must be great, right? Not really. Too much free…