Techniques For Managing Sequence Of Return Risk In Retirement

2018-03-10 19_15_53-Free stock photos of stress · PexelsRetirees face two possible worries, depending on how the market performs during their retirement: they could generate above-average returns and risk having underspent in retirement, or there’s the bigger worry: they could generate below-average returns and risk running out of money. In regards to the latter risk, today’s article outlines two research studies that provide retirees with techniques to reduce this sequence of return risk – and increase their chances of retirement success. For more, CLICK HERE.

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How Much Do Stock Market Declines Actually Hurt New Retirees?

2018-03-10 19_12_29-Free stock photos of relax · PexelsAfter an extended period of near record-low volatility, the market has seen a number of marked declines in recent weeks. Market declines can be terrifying – especially for those just starting retirement. As the author of today’s article notes, “retirement success is influenced by the returns that an investor earns when their portfolio is largest (presumably right at retirement). Therefore, investors right around retirement are most at risk of stock market declines.” But how much should new retirees actually fear market declines? The author looks at how much new retirees are actually hurt by market declines – and the findings might surprise you. CLICK HERE for more.

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Why These Common Retirement Strategies Could Result In Portfolio Depletion

2017-11-12 08_12_25-Free stock photo of apartment, contemporary, couchWhen it comes to investing for a retirement that could last decades, the author of today’s article states that “you need to invest in a way that has a documented history of success in a variety of different scenarios….choosing the wrong strategy could actually lead to portfolio depletion before your retirement ends.” He proceeds to outline how some of the more common (and seemingly smart) retirement strategies (such as loading up one’s portfolio with popular blue-chip and/or dividend stocks) could result in this undesired outcome – and identifies what may be “the best and most sustainable approach for retirement success.” CLICK HERE.

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Retirement Self-Sabotage: 4 Lies We Tell Ourselves

2016-05-07 19_45_33-morguefile.com_search_morguefile_3_retirement_pop“We like to think it’s things beyond our control – job layoffs, market downturns, big unanticipated expenses – that undermine our planning efforts and make achieving a secure retirement such a challenge. But the truth is we often inflict the most serious damage on our own by deluding ourselves into believing we’re making reasonable decisions when we’re not.” Today’s article outlines “four examples of the kind of lies we tell ourselves…that can dramatically sabotage our chances of retirement success.” One such lie? “If I fall behind, I’ll make up for it with higher investment returns.” To see all four lies and learn why those that may seem reasonable are really not, CLICK HERE.

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