“It’s easier than you think to identify Warren Buffett’s top retirement stock. Don’t overthink it. It’s his own company: Berkshire Hathaway,” declares the author of today’s article, who identifies the “secret” that allows Berkshire to deliver such impressive returns – and which makes it “the single best retirement stock out there today.” For this – and more reasons why Berkshire is a perfect stock for retirees – CLICK HERE.
“Don’t let retirement stop you from earning money,” advises the author of today’s article, who proceeds to outline some of the best investments for retirees who want to see their retirement savings grow – and ideally generate some dividend income. For what she sees as the best investments in this regard – including what makes REITs right for retirees – CLICK HERE.
While some argue it’s not enough – and others argue it’s needlessly high – the figure of $1 million is frequently cited as the amount to strive for when it comes to retirement savings. And with the average 401(k) and IRA accounts having balances of around $100,000, today’s article lays out scenarios to get from this starting point to $1 million in retirement savings, whether you have 30 years, 20 years, or just 10 years until retirement. For more, CLICK HERE.
The long-awaited Setting Every Community Up for Retirement Enhancement (SECURE) Act has been passed by Congress and signed by President Trump – and several of its many provisions affecting 401(k)s, IRAs, annuities and more take effect as soon as 2020 begins. So what are the new rules of retirement saving? Today’s article outlines some of the most important provisions of the SECURE Act, including changes to the rules governing required minimum distributions (RMDs) which one retirement expert states “could provide tax benefits to some and tax hurdles for others”. For more, CLICK HERE.
The good news? Over the past decade, the outset of which coincided with the beginning of the recovery from the Great Recession, Americans’ odds of a successful retirement have improved significantly. The bad news? This applies almost exclusively to affluent Americans, whereas most Americans’ retirement prospects are no better than they were at the beginning of the decade – or are even worse. As a result, the author of today’s article asserts that “Retirement in America has become a tale of two very different realities in the decade now drawing to a close” – and he examines how this has become so. For more, CLICK HERE.
What makes the stock highlighted in today’s article “one of the best stocks for retirees and dividend investors”? Among other things, 36 consecutive years of dividend growth (including a recently announced 2% dividend increase), rewarding investors with big cash returns through share buybacks (including a recently announced $4 billion share buyback), and capital appreciation thanks to steady share price growth. Most importantly, the author outlines how “the company’s strategy of returning massive cash to investors appears safe.” For more, CLICK HERE.
As you wrap up presents this holiday season, you might also want to consider wrapping up some financial loose ends. Such as? Today’s article outlines some year-end financial housekeeping tasks to consider, whether you’re retired or aim to be retired someday. For more – including “a tax strategy for diversifying big positions” – CLICK HERE.
It’s “the cornerstone of retirement planning” – yet in a recent study, 92% of the American adults surveyed either demonstrated a lack of understanding of it or couldn’t even define what it was! What is this retirement-planning cornerstone? Fixed-income investing – and one portfolio manager cited in today’s article warns that “The lack of knowledge about fixed-income investing is a problem because it means many Americans are likely missing out on two of its big benefits”. For more, CLICK HERE.
Inflation may not seem like much of a concern right now, but the author of today’s article points out that periods in which inflation has been significantly higher than average have typically arrived without any advance warning. Given this, and considering the fact that, as he notes, “even average rates of inflation can take a large toll”, it’s worthwhile to consider the impact inflation could have on your retirement plan. For two categories of spending the author sees as particularly worrisome for retirees going forward, as well as strategies available to protect yourself from inflation in retirement, CLICK HERE.
“Here’s a sobering thought: Much—and perhaps most—of the money you’ll accumulate for retirement will reflect the raw dollars you sock away and not the investment returns you earn,” begins the author of today’s article, who proceeds to outline some examples to illustrate this fact, as well as examine its implications. For more – including the “perverse conclusion” this leads the author to regarding investing for retirement – CLICK HERE.