Time & Retirement: Investor And Market Implications

2019-08-01 18_01_31-Eventually everything hits the bottom... _ HD photo by Aron Visuals (@aronvisualThere was a time when people didn’t worry about retirement, because there was no such thing. Rather, with significantly shorter life expectancies, most people worked until they died. As the author of today’s article notes, “The average American now retires at age 62 while 100 years ago, the average American died at age 51” – and this development has some critical investor and market implications. For more – including the biggest risk retirees face, whether the baby boomer retirement wave could crash the markets, and “two simple solutions that can make your money go further to take advantage of the fact that people are living longer” – CLICK HERE.

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How An Early Retiree Is Taking Stock Of His 2018 Losses – And Preparing For A Potentially Even Worse 2019

2019-01-20 15_45_21-WindowDespite being very conservative and diversified, the author of today’s article’s retirement portfolio did slightly worse than the Dow last year, with every single one of his holdings (other than cash) posting a loss – his worst return since 2008. Having lost 10% of his net worth, and believing that 2019 could be even worse for the markets than 2018, how is this early retiree coping? For his current holdings, his second thoughts on 2018, and how he’s responding to warning signals for 2019, CLICK HERE.

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A Simple New Tool To Generate Retirement Spending Estimates

2018-07-23 09_24_54-WindowWhen it comes to retirement planning, the author of today’s article notes that “What’s been missing for most people is a simple way to calculate the level of spending that can be generated from a given savings amount, that takes into account realistic assumptions about a retiree’s longevity as well as a forecast for market returns.” However, there is a new tool available that seeks to fill that need – and it only requires two simple inputs to generate spending estimates. For more, CLICK HERE.

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New Retirees May Be In The “Sweet Spot” For This Other Tax-Harvesting Strategy

2017-12-17 19_40_09-Free stock photo of beverage, breakfast, close-upAt this time of year much is written about the benefits of tax-loss harvesting. Finding losers to sell, however, may be a particularly difficult undertaking this year given the market’s performance. Instead of tax-loss harvesting, today’s article looks at “another tax-harvesting strategy [that] looks to be better suited to this year’s buoyant market conditions: tax-gain harvesting.” Why would investors want to pre-emptively realize a gain, what “small subset of the investing public” would benefit from this strategy – and why might new retirees be in its “sweet spot”? CLICK HERE.

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