What Low Returns, Longer Lives And Legacy Goals Mean For Retirement Saving Rates

2017-02-12 19_15_11-Black Ballpoint Pen on White Printer Paper Near Black and Blue Computer Mouse ·How much do you need to save in order to fund your desired standard of living in retirement? More than you think, according to a new study. Dramatically more. The reasons for this gap between the rates at which Americans are saving for retirement and the rates at which they should be saving? Low returns, longer lives and legacy goals. To read about what these factors mean for retirement saving – and for the author’s advice on what retirement savers should do in this “low-return, long-longevity world” – CLICK HERE.

“Life Planning”: How Longer Lives Demand A Shift In Approach To Retirement Planning

2017-02-05 12_30_32-Films & TVAmericans are living longer. In fact, many may end up spending more years in retirement than they did working – and the author of today’s article warns that this new reality demands a new approach to retirement planning if Americans don’t want to “run out of money before they run out of life.” Specifically, the author advocates for a shift from “financial planning” to “life planning”. What considerations should one address when creating an integrated life plan – and why do these considerations contain no mention of investing? CLICK HERE to find out.