Today’s article outlines a screening process whereby the over 7500 companies traded on U.S. exchanges are filtered down to five large-cap, dividend-paying companies currently trading at large discounts that may be especially attractive to investors over age 50 – or any income-seeking investor. Specifically, these five stocks “all have “A-” or better debt-rating, at least 10% dividend growth in the last 5 years, have at least 10 years of dividend history and trading on an average of -21% from their 52-week highs. Their average dividend at this time is 4.22%.” CLICK HERE.
Among the concerns that weigh the most on retirees and those nearing retirement is health care expenses in retirement. And with various entities coming out with projected health care expense figures for the average couple in retirement – and many of those figures being staggering – it is no wonder. But is this degree of concern warranted? The author of today’s article notes that “it’s important to separate those health care expenses that can be planned and budgeted for, such as premiums, from less planned, out-of-pocket expenses” – and looks at what the health care spending of current retirees actually indicates. For more, CLICK HERE.
When it comes to what retirees typically want in their stocks, today’s article sums it up as “dividend stocks that have high yields, consistent payments, and good outlooks for the future.” The author proceeds to highlight three stocks that seem to fit this bill perfectly: a major oil company (which is positioned to continue to do right by its investors even if the oil market slumps), one of the biggest chemical companies in the U.S. (that you’ve probably never heard of), and a master limited partnership (with a decade-long track record of consistent payout increases). For more, CLICK HERE.
With interest rates ticking up, prospects for higher inflation as a result of economic growth, and the uncertainty that comes with a new face helming the Federal Reserve, how can fixed-income investors go about preparing for this environment and the additional risks it poses? The author of today’s article highlights his favorite idea in that regard – a vehicle which “appears to be well-positioned to minimize the impact of rising yields by keeping a short duration.” For more, CLICK HERE.
Retirees generally want two things from their stocks, note the authors of today’s article: security and income. They further note that “Ideal picks are established companies with wide moats and a long history of dividend hikes.” They proceed to highlight three such stocks that may be particularly solid picks for retirees – including one “rock-solid dividend stock” that may currently offer investors an attractive entry point thanks to a pullback. For more, CLICK HERE.
While the author of today’s article believes that the bull market still has room to run, he advises that “it’s time for investors to think about how and when bull markets end, and what performs well during their twilight years.” He proceeds to examine groups that tend to do well in the late stages of a bull market, and highlights four specific stocks within those categories to consider – including a tech company that one analyst calls the “arms dealer in the memory race”. For more, CLICK HERE.
Traditional corporate pensions have largely fallen by the wayside in recent decades – but there is a way that investors in particular situations can still get a pension-like benefit in retirement: personal defined-benefit plans. The author of today’s article notes that, while few investors are even aware they exist, “they very much do, though now it’s up to us to set them up. And there can be huge tax advantages for doing so.” For more – including who defined-benefit plans are right for (and who they aren’t for) – CLICK HERE.
One of the macro-level changes in the investment landscape has been the large-scale shift by investors into indexes and ETFs (and away from stocks and mutual funds) – a shift that the author of today’s article sees as being based on misplaced beliefs, and one that he warns will cost those investors – especially younger investors – in the long run through “meek unassuming gains.” He instead advocates using a three-pronged portfolio (Core, Explore and Super Explore) that offers “diversification, index-beating growth, and fee minimization.” To read more, CLICK HERE.
For diligent retirement savers, the author of today’s article doesn’t see investing in large-cap stocks – with their maturity and predictable cash flows – as being a bad plan. However, for the large segment of Americans who are either behind on saving for retirement (or have no retirement savings at all), he points to small-cap stocks as being “the best way to turbocharge their savings.” But doesn’t the greater risk associated with small-cap stocks outweigh the potential for slightly better returns? The author shows how this is not necessarily the case. To read more, CLICK HERE.
Of all the stocks currently listed on the U.S. market, is a simple basket of just five of them all that is needed for a lucrative retirement? Yes… or at least that is the case the author of today’s article makes. But doesn’t holding just five stocks mean that a portfolio would not be sufficiently diversified? To the contrary, the author argues that “you can create a well-diversified portfolio with just five stocks. In fact, you can create a better diversified portfolio than most of your neighbors have with just those five names.” How – and what are the five investments in question? CLICK HERE to find out.