Navigating The World Of High-Yield ETFs

2020-01-14 21_03_23-WindowHigh-yield exchange-traded funds can be attractive to retirees seeking current income or to any investor seeking diversification. However, the author of today’s article reminds us that “handsome yields always come with a cost in either higher risk or diminished growth” – and so, in order to help navigate the world of high-yield ETFs, he highlights what he sees as the best high-yield funds from seven different categories, including high-yield domestic stock funds, junk bond funds and preferred stock funds. For more, CLICK HERE.

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Tackling The “Nastiest, Hardest Problem In Finance”

2019-12-08 20_14_07-A MacBook with lines of code on its screen on a busy desk photo – Free ComputerWhat’s the “nastiest, hardest problem in finance”? According to Nobel Prize-winning economist William Sharpe, it’s turning retirement savings into retirement spending or, as today’s article puts it, “knowing how to strike a balance between having enough income to meet your current needs (and wants, assuming you’ve saved enough) and having enough to get you through your lifetime.” What insights does Sharpe – who created a computer program that assessed 100,000 retirement-income scenarios – have on how retirees can better tackle this problem? CLICK HERE.

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The Formula For Paying No (Or Low) Federal Income Taxes Once You File For Social Security

2019-11-29 08_42_45-multicolored abacus photo – Free Drying rack Image on UnsplashWhen it comes to how much income you can earn without having to pay any federal income taxes, this is a relatively simple determination for most people when Social Security is not a factor. “Once people file for Social Security, though,” the author of today’s article notes, “things become a bit more complicated.” He charts out the tax-free limits with Social Security – and shows how “you can have a total income in the high five figures, potentially even six figures, and still keep federal income taxes low or even at zero.” For more, CLICK HERE.

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The “Simple Wealth-Building Tools” At Everyone’s Disposal For Achieving Financial Independence

2019-11-21 21_48_35-Jengga blocks during daytime photo – Free Flora Image on UnsplashDoes building a portfolio worth $1 million – and capable of generating at least $30,000 in annual dividend income – sound like a goal that’s completely out of reach, or like an achievable goal worth pursuing? The author of today’s article argues that the difference between those who respond negatively to this idea and those who respond positively to it is that individuals in the latter group “understand the simple mechanics behind achieving financial independence, and [are] using the tools within their disposal to get there.” What are these “simple wealth-building tools” within everyone’s disposal? CLICK HERE.

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From 4% To 44%: How Much Of Your Income Do You Need To Save For Retirement?

2019-11-17 18_51_48-closeup photo of 100 US dollar banknotes photo – Free Money Image on UnsplashHow much of your income do you need to save for retirement? As little as 4% — or as much as 44%! That’s what’s revealed in a new chart posted by data visualization site FlowingData.com, with where you fall on the 4% to 44% saving spectrum depending on when you start saving for retirement and when you plan to retire. What does this chart indicate about your particular savings needs? CLICK HERE.

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“The Most Astonishing Fact” From the Finances Of The “Super Rich Elite”

2019-11-02 17_35_31-Signature Line on Printer Paper · Free Stock PhotoJust how much money does the top 1% – the “super rich elite” – have? Apparently, more than they know what to do with! In today’s article, the author shares what he sees as “Probably the most astonishing fact [he] encountered while poring over the finances of the wealthy elite” – who own $730 of capital for every $1 of capital owned by the average family in the bottom half of households. What is it? CLICK HERE.

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Reliable And Rising Income: 20 Dividend Stocks For Retired And Near-Retirement Boomers

2019-10-19 23_14_19-blue, yellow, and red hot air balloon photo – Free Hot air balloon Image on Unsp“In a world where interest rates are so low and uncertainty seems to be the norm, baby boomers need to look for stable dividend stocks that can compete with the current income of longer-term Treasury notes and bonds and for businesses that should grow to offer some capital appreciation over time as well,” notes the author of today’s article, who proceeds to highlight 20 dividend stocks – most of which are dividend growers – that offer retired and near-retirement boomers reliable and rising income. For more, CLICK HERE.

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Is It Time To Rethink The Calculus On When To Collect Social Security?

2019-09-27 20_40_15-Woman Writing on a Notebook Beside Teacup and Tablet Computer · Free Stock PhotoWhen Social Security’s trustees issued their annual report on the program earlier this year, it forecast that costs will exceed income next year for the first time since 1982 and that, if no action is taken, the program will run out of money by 2035. Given this, is it time to rethink the common financial wisdom that says it’s best to delay collecting Social Security in order to receive higher benefits? Might it now be wiser to start collecting Social Security early? CLICK HERE.

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“Income, Income and Income”: 6 Retirement-Funding Funds With Market-Doubling Yields

2019-07-27 21_24_46-Dollar bill _ HD photo by NeONBRAND (@neonbrand) on UnsplashWhen it comes to generating retirement income, the author of today’s article advises that “Getting yield that’s at least twice SPY’s can make it worthwhile to take on higher costs and other risks” – and he proceeds to highlight several funds for retirement income, recommended by prominent financial advisors, whose yields at least double the yield of the broad market. For the details of these six funds – including the pros and cons of each – CLICK HERE.

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