The author of today’s article outlines how retirees – or any bond investor – “can construct a portfolio of bonds whose total return will almost certainly be higher than the average of those individual bonds’ yields.” How does one accomplish this? By bond laddering – and while you are probably familiar with the concept of bond laddering, you may not be familiar with how “unexpectedly good” a bond ladder’s total return can be. For more, CLICK HERE.
Today’s article highlights how, in the search for stable and predictable retirement income, some people are choosing to “be the bank”: “As an alternative to a 401(k) account or investing in the stock market, they become private lenders for people who are investing in real estate. And just as borrowers send monthly payments to a bank or mortgage company to repay the loan, these private lenders receive a monthly check in the mail as repayment with interest – mailbox money.” What are some of the advantages of “being the bank” and becoming a private lender for real estate investors – and what kind of return can this generate? CLICK HERE.