Skip to content

November 2016

Tax Moves To Prepare For A “Richter 9” Shift In Tax Policy

“We think this is a policy shift of enormous magnitude. If Reagan was a Richter 8, this is a Richter 9.” This is how one financial planner cited in today’s article sizes up the tax changes that will come under President Trump and the GOP-controlled Congress. While the general advice is to defer income and accelerate deductions, what specific moves… 

The “Money Mindset” That Can Help You “Buck The Late-Retirement Trend”

“To do something extraordinary (like retiring at age 52), it takes extraordinary thinking,” states the author of today’s article, which seeks to identify the “money mindset” that can help one beat the odds and achieve the goal of retiring early. Using the example of her neighbor – who retired at 52 – as a guide, the author outlines a number… 

Will Trump Be A Boon For Health Savings Accounts?

Today’s article looks at how health savings accounts (HSAs) – already seeing significant growth in popularity – may flourish even more under president-elect Trump and Republican lawmakers. Specifically, the article looks at the proposals Trump and Congressional Republicans have for HSAs and how – if enacted – “people who use these tax-advantaged plans to pay for health costs as well… 

No Silver Bullet: The Case For A “Purpose-Based” Retirement Portfolio

When it comes to the various financial needs that people approaching retirement seek to address, the author of today’s article places them in four groups: “liquidity for emergencies, income to last a lifetime, growth for inflation protection and estate planning for our legacies.” The problem with how most people go about addressing these needs, according to the author? They jump… 

Is This The Single Best Sin Stock For Retirement Portfolios?

“You get a steady-eddy dividend payer backed by strong emerging market demographic trends. If that isn’t a solid retirement stock and a great sin stock, then I don’t know what is,” argues the author of today’s article in making his case for what he sees as the single best sin stock for a retirement portfolio. To find out what this… 

Top Retirement Planning Mistakes, As Told By Financial Planners

When it comes to retirement planning, today’s article provides a case study in what not to do. In fact, it provides seven of them, as relayed by the financial planners who have seen people make these big retirement planning mistakes first-hand. From being too optimistic (or, conversely, too pessimistic) about one’s financial situation, to underestimating the impact taxes will have… 

Follow The Broker: 5 Stocks With Recent Broker Rating Upgrades To Consider

When it comes to identifying attractive stocks, today’s article recommends following broker rating upgrades: “Brokers have in depth idea about what’s happening in a particular company, as they directly communicate with the top management. Also, they exhaustively go through the company’s publicly available documents and attend conference calls.” The authors screened for stocks that have seen broker rating upgrades in… 

The Donald & Your Retirement: How The Trump Presidency May Impact Social Security, Financial Advice And More

Today’s article notes that while, “as a candidate, Donald Trump barely mentioned America’s retirement crisis…As president, he will have enormous power over the issue, bolstered by Republican control of the U.S. Senate and House of Representatives.” So in what ways might the impending Trump presidency affect the retirements of Americans? The author looks at the impact his administration may have… 

“Ripe For Misrepresentation And Confusion”: Why Retirees Should Proceed Slowly With These Two Investment Products

When it comes to two insurance products that might appear attractive to retirees in this low interest rate environment, today’s article cautions that prospective buyers should look carefully before leaping into these complicated investments. The two products at issue? Indexed annuities and indexed universal life insurance. Here’s what one advisor cited in the article has to say: “With indexed annuities… 

Is This 5-Stock Dividend Aristocrat Portfolio The “Stairway To A Comfortable Retirement”?

In today’s article the author lays out “an easy way to use the S&P 500 Dividend Aristocrats – companies that have hiked their dividends for 25 years straight or more – to build a durable income stream you can retire on.” Specifically, he presents a five-stock Dividend Aristocrat portfolio with the potential to generate $112k of retirement income from a…