Are your children responsible for your lack of retirement savings? Today’s article discusses whether having children affects your plans. Here’s what they had to say, “Research by University of Wisconsin economists Karl Scholz and Ananth Seshadri shows that households with kids save less for retirement than similar households without kids. A married couple without children has about 10% greater wealth than a similar couple with two kids. If we compare households’ actual retirement savings to pre-determined target wealth levels, which is a common practice among retirement researchers, households who had kids are more likely to fall short.” To read more, CLICK HERE.