The Secret Of The Super Savers

2019-04-06 22_29_10-Person Holding Coin · Free Stock PhotoHow are so-called “super savers” – people who save 20% or more of their incomes – able to be super savers? New research has identified “the single biggest difference between what super savers spend less on, as compared to the rest of us” – something super savers spend just 14% of their incomes on compared to 23% for non-super-savers. To find out what this critical thing super savers do differently in terms of spending is, CLICK HERE.

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Finding The Retirement Spending Strategy That Is Right For You

2017-09-17 10_07_10-Person Counting Money With Smartphones in Front on Desk · Free Stock PhotoWhen it comes to determining how much to spend from a retirement portfolio each year, the author of today’s article states that, while there is no perfect strategy, “there are many perfectly fine spending strategies. So the goal is to understand the pros and cons of each strategy, then pick the one that suits you and move on with your life.” He proceeds to outline the spectrum of retirement spending strategies, the advantages and disadvantages of the various options – and two principles that hold true regardless of which strategy you choose. To read more, CLICK HERE.

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Creating An In-Retirement Financial Plan

2017-04-23 12_35_01-Free stock photo of arm, desk, handThe transition from building up savings leading up to retirement to spending down those savings once in retirement can be challenging, both strategically and psychologically – and thus mapping out an in-retirement financial plan is critical, notes the author of today’s article. To aid in this complicated endeavor, she lays out “the key tasks to tackle” when devising such a plan – including deciding whether to annuitize a portion of your portfolio (and, if so, how much), determining your withdrawal sequencing, and coming up with a succession plan for your portfolio. To read more, CLICK HERE.

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