Retirees: Fear Not (As Much) The Bear

2019-01-17 22_09_27-1000+ Beautiful Old Age Photos · Pexels · Free Stock PhotosFar more retirees are afraid of running out of money before they die than are afraid of dying, at least one survey finds – and the author of today’s article notes that “This ever-present background fear is especially rearing its ugly head right now, given the bear market that to many came out of nowhere.” But is this fear overblown? The author outlines one reason why fearful retirees should not give up hope – and cautions against a move that “is far more likely to make the current bear market devastating…” For more, CLICK HERE.

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Why This SWAN Stock Is “A Dream Investment For Retirees”

2019-01-13 19_24_43-Dream Pictures · Pexels · Free Stock PhotosWhat makes the stock examined in today’s article “a dream investment for retirees” in the eyes of the author – and one of their favorite high-yield picks right now? Among other things (including an attractive valuation and first-rate management team), the author notes the fact it’s “the most dominant blue-chip in its industry and has a recession-proof business model makes it a great high-yield, sleep well at night, or SWAN, stock.” For more on the stock in question – which sports a dividend yield of 7.1% – CLICK HERE.

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Retroactive Retirement Resolutions For 2019

2019-01-13 19_20_36-Amazing Resolution Photos · Pexels · Free Stock PhotosYou may have already established some resolutions for 2019 (and perhaps broken some – or all – of them already), but it’s not too late to make some critical resolutions involving your retirement planning – especially considering that, as a recent survey found, fewer than half of retirees believe that their nest egg is large enough. Given this finding, today’s article suggests three financial resolutions to make (and actually follow through on) for the sake of your retirement. For more, CLICK HERE.

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The Top Reason Retirement Withdrawal Strategies Fail – And How You Could Get Screwed Twice

2019-01-10 22_36_27-Amazing Fail Photos · Pexels · Free Stock PhotosWhen it comes to the top three reasons that retirement withdrawal strategies fail, the author of today’s article sees them as (1) sequence of return risk, (2) sequence of return risk and (3) sequence of return risk. How might sequence of return risk be a greater problem for retirement withdrawal strategies than even low average returns, how can you “get screwed twice” by sequence of return risk if you’re especially unlucky, and what are some ways to alleviate sequence of return risk? CLICK HERE.

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2019 Money Moves, By Month

2019-01-08 07_32_17-20+ Beautiful Agenda Photos · Pexels · Free Stock PhotosWhether you’re accumulating for retirement or spending down your accumulations in retirement, a plethora of financial tasks await you this year. Noting that “The myriad tasks associated with maintaining an organized financial life seem daunting in list form, but more manageable when spread throughout the year”, the author of today’s article outlines a month-by-month approach to tackling these tasks that can be customized to suit your needs – as well as some important financial dates to remember. CLICK HERE.

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What “Persistently Low Returns” Would Mean For Retirement Strategizing

2019-01-06 20_37_53-Low-angle Photography of Grey and Black Tunnel Overlooking White Cloudy and BlueHalf a percentage point. That is what one assessment suggests to expect return-wise from a balanced U.S. stock and bond portfolio over the next 10 years (before fees and taxes!). So what would the effects of an era of “persistently low returns” be on retirement strategizing? Today’s article examines the implications for 401(k)s, annuities, Social Security, medical care, alternative investments and more. CLICK HERE.

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Are Things Turning DIRE For FIRE?

2019-01-04 21_33_15-Fire Pictures · Pexels · Free Stock Photos“Today, we are at peak FIRE, perhaps similar to peak crypto reached in December 2017. Unfortunately, when you’re at the peak, there’s usually nowhere to go but down,” laments the author of today’s article, who warns that the FIRE (financial independence, retire early) movement “is in for a rude awakening” — and poised to be overtaken by a new retirement movement: DIRE (Delay, Inherit, Retire, Expire). CLICK HERE for more.

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Allocation, Cash Flows & Saving Your Retirement From A Stock Market Decline

2019-01-01 08_52_58-10+ Interesting Retire Photos · Pexels · Free Stock PhotosHow do you keep your retirement from becoming compromised due to a decline in the stock market close to your retirement? This is the question the author of today’s article gave some thought to after his uncle, who is planning on retiring in 2019, lost around 30% of the value of his portfolio in a matter of weeks thanks to the stock market’s recent volatility. For his insights regarding both portfolio allocation and cash flows, CLICK HERE.

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Check Your Financial Blind Spots – And Attain Financial Independence

2018-12-29 06_58_49-WindowIf you want to arrive safely at your destination, you need to check your blind spots along the way – and this remains true even when the “destination” in question is financial independence. In today’s article, the author outlines several common “financial blind spots” he has observed which can, if not checked, have significant repercussions for your journey to financial independence. For more – including a potential “double blind spot” that can impact retirement – CLICK HERE.

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Charting Your Path To Financial Independence/Retiring Early

2018-12-26 21_27_16-1000+ Engaging Fork In Road Photos · Pexels · Free Stock PhotosIn regards to the FIRE (financial independence/retire early) movement, the author of today’s article notes that while “there are lots of moving parts…one crucial step toward achieving that coveted status is as easy to understand as it is difficult to execute” – and that crucial step is depicted in chart form in the article. For what this step is – and what the chart indicates about your ability to achieve FIRE – CLICK HERE.

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