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Retirement Calculators

“Zero Chance”: What This Firm’s 10-Year Return Expectation For Balanced Funds Means For Retirement Savers

Zero. That is where investment advisory firm Research Affiliates places the chances of a typical balanced fund of 60% stocks and 40% bonds earning 5% or more in the next 10 years. Given that many retirement calculators use a default annualized long-term expected return of 6% or higher, the author of today’s article cautions that people saving for retirement based…