Ease Financial And Retirement Worries With An “Intentional Life Plan”

2019-10-13 21_33_08-Cup, coffee cup and coffee shop _ HD photo by Daria Shevtsova (@daria_shevtsova)You may have a will in place, but what about a power of attorney, an advanced directive, or a financial plan? A recent survey found that few people actually use these tools that the author of today’s article argues “are so important for successful lives” – and which can ease financial and retirement worries. He proceeds to outline how to create what may be the most important tool in this regard: an “intentional life plan”. For more, CLICK HERE.

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3 Dividend Payers To Consider For Your Retirement Portfolio

2019-08-15 20_51_45-I Saw man walking on building at suns... _ HD photo by Islam Hassan (@ishassan)Among the three stocks highlighted in today’s article as being strong candidates for a spot in your retirement portfolio is a stock that seems to possess everything a retiree could possibly want in a stock: a generous dividend, stability, a discounted share price and a respectable rate of earnings growth. For the stock in question – and the two other dividend-paying stocks singled out by the authors as potentially deserving spots in your retirement portfolio – CLICK HERE.

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Right-Sizing Your Retirement Risk

2019-07-02 21_02_34-American Flag Flagpole _ HD photo by Jake Ingle (@ingle_jake) on Unsplash“The riskiest day in your entire financial life is the day you retire,” declares one investment manager cited in today’s article, which examines the critical conundrum that retirees face today: “How to invest in retirement with enough risk to maintain your purchasing power for 30-plus years while not taking so much risk that you leave your underbelly exposed.” So what are some strategies for doing so – including one strategy that involves maintaining a specific constant equity exposure throughout retirement? CLICK HERE.

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The Unavoidable Retirement Inflation Bet

2019-06-22 19_28_58-Swing by the lake at sunset _ HD photo by Jon Eckert (@joneckert) on Unsplash“Never overlook the pernicious and toxic impact of inflation over periods as long as retirement,” warns the author of today’s article. He outlines why inflation over the next several decades could actually be significantly higher than currently assumed – and how, if that proves to be the case, it would make inflation-indexed annuities (or real annuities), generally considered very expensive, more valuable. For more – including why the author concludes that “you can’t avoid making an implicit bet on inflation no matter what you do” – CLICK HERE.

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Why – And How – To Save For Retirement Like Social Security Doesn’t Exist

2019-06-20 12_58_03-Orange Parasol · Free Stock PhotoGiven the fiscal state of the Social Security system, the author of today’s article advises that, when it comes to financing your retirement, “You have to assume you’re not going to get much help from our government, you’re not going to get much help from your employer, and your financial future is all up to you. And that means you need to save more and save a lot.” So what are some strategies that will allow you to retire rich – or at least retire comfortably – without relying on Social Security? CLICK HERE.

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How To “Win With Small Steps” – And Boost Your Retirement Savings By $800,000 Or More

2019-06-16 09_34_09-Man Walking on Gray Stairs · Free Stock PhotoIf you’re one of the (too) many Americans that have too little – or nothing at all – in the way of retirement savings, a simple strategy that could boost your savings by $800,000 (and possibly even more) sounds like something worth having a look at – and that’s exactly what the author of today’s article outlines. And while getting the maximum benefit from this strategy requires having many years until retirement, it can still make a significant difference for those close to retirement. For more on this “win with small steps” strategy, CLICK HERE.

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Is 16.4 The Critical (And Jaw-Dropping) Retirement Number?

2019-06-01 13_09_58-Girl holding American Dollar Bills _ HD photo by Alexander Mils (@alexandermils)A critical part of retirement planning is figuring out how much you will need to have accumulated to fund your golden years – and one common approach to calculating this figure is to use a multiple of your ending salary. Fidelity, for example, recommends retirement savers have 10 times their ending salary saved by age 67. And while different entities have put forth different numbers, one global professional services firm put forward a jaw-dropping finding in its recent report on the matter. Does the average retiree actually need 16.4 times their ending salary to fully fund their retirement? CLICK HERE.

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Investment Practices Of The “Navy SEALs” Of Retirement Savers

2019-05-26 20_59_32-Pears _ HD photo by Shumilov Ludmila (@lsfineartphotography) on UnsplashThe author of today’s article likens them to an “elite Navy SEALs team of retirement savers”: those with $1 million or more in their 401(k). And after membership in this elite group decreased in the final months of last year as volatility in the stock market took its toll, the number of 401(k) millionaires ticked back up in the first quarter of this year. So what does it take to become a 401(k) millionaire? The author lays it out, noting that “even if you never join this elite group, the boot camp-like discipline its members practice can still leave you in better shape for retirement.” For more, CLICK HERE.

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5 Small Steps To Solve A 75% Retirement Problem

2019-05-19 18_54_01-Low Angle Photography of Escalator · Free Stock PhotoIn a new survey conducted by Fidelity Investments, 75% of respondents reported feeling only somewhat confident to not confident at all about their retirement finances. Ultimately, those that lacked a financial plan for retirement lacked confidence, while those that had a plan also had confidence. As such, today’s article lays out “five small, practical steps you can take to boost your confidence in your retirement finances by creating a financial plan for retirement”. For more, CLICK HERE.

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What Social Security Is, What It Isn’t – And Why The Distinction Matters To Your Retirement Plan

2019-05-10 21_19_43-Selective Focus Photography of Magazines · Free Stock Photo“Social Security is what it is — and it isn’t what it isn’t,” states the author of today’s article who argues that, while Social Security is an asset, it is not a bond – and thus investors are ill-served by considering Social Security part of their retirement portfolio’s bond allocation. What is Social Security, what isn’t Social Security – and how does the author recommend fitting it into an overall retirement portfolio? CLICK HERE.

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