With the current level of market volatility due to the COVID-19 outbreak, a top-performing portfolio manager is advising against making any big bets right now, stating that “Often these types of viral outbreaks are transitory in nature and affect the markets only temporarily. Yet, this one is quite unique causing issues with both demand and supply.” Still, he does see a few potential buying opportunities amid the market mayhem – including a “highly speculative high risk high reward play”. For more, CLICK HERE.
It’s a question that could not be more relevant for those planning to retire in the near future than it is right now: Should you delay retirement in light of recent market volatility? The answer offered by the author of today’s article is “You probably should – but that’s not the whole story.” So what is the “whole story” on how much the retirement plans of near-retirees may need to change now? CLICK HERE.
You’ve probably heard of dollar-cost averaging (investing a fixed amount of money at regular intervals over a long period of time to minimize the impact of volatility), but what about “dollar-cost ravaging”? The strategist interviewed in today’s article sees dollar-cost ravaging as a problem that can cause a lot of damage to the portfolios of retirees – especially in the early years of retirement. What is dollar-cost ravaging – and what can retirees do to help avoid it? CLICK HERE.
When it comes to periods of extended market weakness, the author of today’s article notes that “Retirees…tend to experience [them] differently, and more viscerally, than their still-working counterparts” as they are living off the finite balances of their portfolios. So while those who are still working may be able to ride out – or even take advantage of – market weakness, what are retirees and those nearing retirement to do? The author outlines “some key steps to take in the event of serious market volatility–or better yet in advance of it.” For more, CLICK HERE.
Despite the volatility associated with the oil industry – and the fact that oil prices have once again crashed into a bear market – the author of today’s article points out that there are still solid picks in this area for conservative investors, including retirees. He proceeds to highlight three blue-chip oil stocks with “attributes that make them high-yield retiree dream stocks, capable of delivering generous, safe and rising income even when oil prices crash.” For an in-depth look at these three stocks – and which one the author believes is the best of the bunch – CLICK HERE.
As market volatility picked up in October, so did the daily trading activity in 401(k) plans – with one analysis finding that the daily trading activity in 401(k) plans was more than double the normal level during this period, as investors abandoned equities and fled to fixed income. But retirement investors may be increasing their risk of a “retirement fail” with this sort of “knee-jerk” trading activity. For more, CLICK HERE.
Despite a number of anxiety-inducing market routs, stocks have performed quite nicely this year. That impressive performance, however, brings with it some potential problems for investors, including off-balance portfolios and taxes on gains. As the author of today’s article notes, “a lofty market environment presents a lot of potential tax traps, as the appreciated winners in a portfolio that are most in need of trimming also carry the highest embedded gains.” As such, she proceeds to outline some strategies to minimize your tax bill in this lofty market. For more, CLICK HERE.
Given its recent moves, investors have reason to be anxious about the market – and none more so than investors who are at retirement’s doorstep. For those in that group, today’s article outlines a number of strategies to consider, as identified by top financial advisers. First, however, the author advises that “It’s critical that you…draft a retirement-income plan”, noting that “Those who have such a plan don’t worry about market declines. And those who don’t have a plan, worry.” For how to create a retirement-income plan – and for the aforementioned strategies for protecting your retirement portfolio from market volatility – CLICK HERE.
Much of the market volatility of late has been the result of concerns over inflation creeping up – and the prospect of the Federal Reserve continuing to raise interest rates in response. The author of today’s article looks at what rising rates mean for your money, depending on the positioning of your portfolio in terms of bonds and stocks. Will you lose money as interest rates rise? And what about the new tax law – shouldn’t that help your investments? For more, CLICK HERE.
After sitting at near-record lows for quite some time, market volatility is back – and investors are contending with the question of what this means for them. Older investors nearing retirement (and who don’t have the luxury of time on their side) may be feeling especially anxious. On top of that, there is the question of where to turn for advice in these choppy markets: a financial advisor or robo advisors. The author of today’s article believes that “the February correction is a natural occasion to explore how advice by algorithm compares with human-provided financial advice in times of high anxiety” – and proceeds to do just that. CLICK HERE.