Are Things Turning DIRE For FIRE?

2019-01-04 21_33_15-Fire Pictures · Pexels · Free Stock Photos“Today, we are at peak FIRE, perhaps similar to peak crypto reached in December 2017. Unfortunately, when you’re at the peak, there’s usually nowhere to go but down,” laments the author of today’s article, who warns that the FIRE (financial independence, retire early) movement “is in for a rude awakening” — and poised to be overtaken by a new retirement movement: DIRE (Delay, Inherit, Retire, Expire). CLICK HERE for more.

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Charting Your Path To Financial Independence/Retiring Early

2018-12-26 21_27_16-1000+ Engaging Fork In Road Photos · Pexels · Free Stock PhotosIn regards to the FIRE (financial independence/retire early) movement, the author of today’s article notes that while “there are lots of moving parts…one crucial step toward achieving that coveted status is as easy to understand as it is difficult to execute” – and that crucial step is depicted in chart form in the article. For what this step is – and what the chart indicates about your ability to achieve FIRE – CLICK HERE.

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The Who, What, When And How Of Income Annuities

2018-12-16 14_29_07-Window“The challenging task of getting decades’ worth of savings to last a lifetime can be made more manageable with a single product: an income annuity,” notes the author of today’s article. However, despite this, income annuities have yet to really catch on with investors. Given this, the author proceeds to outline who may benefit from an income annuity (and who likely doesn’t need one), how much of one’s savings to consider putting in an income annuity, when (and how) to consider buying income annuities, and more. CLICK HERE.

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Luck, Ability & Your Retirement Investment Strategy

2018-11-09 16_23_17-WindowHow much of investment advisers’ annual returns is due to luck versus genuine ability? One attempt at measuring this, outlined in today’s article, concluded that 92% of advisers’ annual returns is due to luck! “This isn’t to say that ability plays no role in beating the market. But a healthy respect for the far larger role that luck plays is a key prerequisite for devising an appropriate retirement investment strategy,” advises the author – and he proceeds to outline some lessons that retirees can take from this finding. For more, CLICK HERE.

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How To Translate Your Nest Egg Into Monthly Retirement Income – And The Benefit Of Doing So

2018-10-17 08_01_27-WindowWhat does the current amount of your retirement nest egg translate into in terms of future monthly retirement income? In light of the fact that a recent piece of research found that more than half of U.S. workers aged 20 to 79 have difficulty figuring out this conversion, today’s article identifies two ways to estimate that monthly income figure – one way which is perhaps the simplest and another which is also simple (but perhaps less exact). For more – including one big benefit of learning how much your nest egg might produce in monthly income – CLICK HERE.

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The Challenges Presented By – And Strategies For Dealing With – “The Magic Retirement Age”

2018-10-10 19_53_42-WindowWhatever your planned retirement age, you’re likely to retire closer to age 61 than you think. This is one of the findings of a recent study of retirement data, which found that “planned and actual retirement ages align at 61, with those planning to retire earlier than that tending to retire later than expected, and those planning to retire after 61 tending to retire earlier than expected. In other words, actual retirement ages pull toward 61.” What did the same study find about predicting who will end up retiring earlier (or later) than planned – and what are some strategies for dealing with the challenges presented by the magic retirement age? CLICK HERE.

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3 Healthcare REITs With Rich Yields For Retirees

2018-09-25 19_41_11-500+ Beautiful Health Photos · Pexels · Free Stock Photos“The number of Americans over 65 years of age is expected to double to around 98 million by 2060,” notes the author of today’s article – making the three high-yielding real estate investment trusts he proceeds to highlight (each of which owns medical buildings or housing facilities that will be in increasing demand as the country ages) potentially ideal investments for retirees and near-retirees. For these three high-yield healthcare REITs – sporting yields up to 8.7% – CLICK HERE.

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The Ten Commandments, Retirement Edition

2018-09-22 19_08_47-496 Awesome Book Photos · Pexels · Free Stock PhotosAre you trying to play catch up with your retirement savings? Looking to retire early? Whatever position you currently find yourself in relative to retirement, today’s article outlines ten “commandments” that may be worth following in the aim of ultimately achieving a comfortable retirement. For these ten commandments – relating to Social Security, estate plans, taxes, health care, pre-retirement lifestyle and more – CLICK HERE.

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Is Now Really The Worst Time To Retire Since Just Before The Dot-Com Crash?

2018-09-16 13_56_38-378 Classy Time Photos · Pexels · Free Stock PhotosEarlier this summer, a Barron’s cover story advanced the claim that this is “the worst time to retire since just before the dot-com bubble burst”, pointing to the nearly decade-long stock bull market (and even older bond bull market) – and the “rising market volatility, rising inflation, rising interest rates and an uncertain economic outlook” expected to result – as the reasons why. The author of today’s article, however, has a different take – and argues that soon-to-be retirees who succumb to this thinking are hurting their retirement portfolios. For more, CLICK HERE.

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