If you’re retired (or approaching retirement), what’s your investment risk level? The author of today’s article notes that “Retirees will have a combination of different types of risk levels. The question to ask is what type of investment weightings one should have in each based on their risk profile.” As such, after outlining four retirement investment risk levels (zero, minimal,…
Health savings accounts. More employers offering a Roth option in their retirement plans – and reducing the overall number of investment options employees have to choose from. The growth of index funds – and workplace financial wellness programs. These trends – as well as some additional developments – have the author of today’s article declaring that “it’s a brave new…
There are over 8,000 mutual funds and the average participant in a workplace retirement plan has 28 investment options to choose from. However, the author of today’s article advises that “you can create a smart, diversified portfolio with just a handful of mutual funds” – and she proceeds to highlight some model “lazy portfolios” to do just that. To learn…