Is Using Covered Calls To Generate Extra Retirement Income A Good Call?

2019-11-10 07_59_57-Several 20 Us Dollar Banknotes · Free Stock PhotoWith interest rates back on the decline and the bull market in stocks in its latter stages, the author of today’s article advises that those investing for retirement “should broaden their knowledge of the tools at their disposal” for generating retirement income – including “one somewhat obscure strategy”: selling covered calls. What are covered calls, what are the risks associated with them, and what are some ideal scenarios for selling covered calls? CLICK HERE.

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Reliable And Rising Income: 20 Dividend Stocks For Retired And Near-Retirement Boomers

2019-10-19 23_14_19-blue, yellow, and red hot air balloon photo – Free Hot air balloon Image on Unsp“In a world where interest rates are so low and uncertainty seems to be the norm, baby boomers need to look for stable dividend stocks that can compete with the current income of longer-term Treasury notes and bonds and for businesses that should grow to offer some capital appreciation over time as well,” notes the author of today’s article, who proceeds to highlight 20 dividend stocks – most of which are dividend growers – that offer retired and near-retirement boomers reliable and rising income. For more, CLICK HERE.

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The Last Refuge For Retirees And Other Conservative Investors?

2019-07-16 21_52_11-On my eames _ HD photo by Nikita Kachanovsky (@nkachanovskyyy) on Unsplash“If you’re retired or a conservative investor who cannot afford to lose money, your bank certificate of deposits are about to become worthless. Or close to worthless,” declares the author of today’s article as it appears the Fed is gearing up to cut interest rates. So what are fixed-income investors who want to make money on cash without putting that cash in the stock market to do? The author identifies their “one option in the conservative fixed-income space” – and what may be the best specific bet. For more, CLICK HERE.

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A High-Yield, Lower-Risk Solution To The Low Rate Retirement Income Challenge

2019-06-27 21_59_01-Balance _ HD photo by Martin Sanchez (@martinsanchez) on UnsplashIf Social Security benefits replace approximately 40% of your pre-retirement income, where do you find the other 60% –and, of particular relevance today, where do you find the other 60% when interest rates are near historic lows? Today’s article outlines one “simple solution” to this challenge, noting that “It can be more volatile than a savings account. And it can require you to do a little homework. But it can offer the retirement income you want.” For the solution in question – which involves diversifying across three different types of investment vehicles offering yields up to 7% or more – CLICK HERE.

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Rising Rate Retirement Rules

2018-06-19 06_31_57-1000+ Engaging High Photos · Pexels · Free Stock PhotosThe Federal Reserve just raised interest rates once again and another two rate hikes are now likely before the end of the year. Against this backdrop, the author of today’s article acknowledges that “many market participants, especially retirees with fixed-income-heavy investment mixes, are reasonably concerned about what a period of rising interest rates could mean for their portfolios and for the rest of their financial lives” – and outlines a number of rising rate do’s and don’ts for retirees to consider. For more, CLICK HERE.

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Retirees’ “Fundamental Misunderstanding” Of Bonds And Higher Interest Rates

2018-06-10 21_25_30-Interesting Agree Photos · Pexels · Free Stock PhotosThe author of today’s article argues that retirees should be viewing higher interest rates favorably. This, however, is not how many retirees are reacting to higher rates – and the author suggests that this negative reaction “betrays a fundamental misunderstanding about investing in bonds.” What, in the author’s view, are many retirees getting wrong about investing in bonds, specifically when it comes to the importance they place on “getting your money back”? CLICK HERE.

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Fixed-Income Investors vs. Rising Interest Rates: One Strategy To Consider

2018-04-01 19_21_42-Free stock photos of clock · PexelsWith interest rates ticking up, prospects for higher inflation as a result of economic growth, and the uncertainty that comes with a new face helming the Federal Reserve, how can fixed-income investors go about preparing for this environment and the additional risks it poses? The author of today’s article highlights his favorite idea in that regard – a vehicle which “appears to be well-positioned to minimize the impact of rising yields by keeping a short duration.” For more, CLICK HERE.

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A Homemade REIT ETF For This Rising Rate Environment

2018-03-04 16_16_21-Free stock photos of bank interest rate · PexelsWith REITs being hammered by rising interest rates, the author of today’s article sought out REIT ETFs that attempt to mitigate the effect of rising rates – and found that no such funds currently exist. So, he went about building his own REIT ETF “that in theory responds better to interest rates, lowers volatility and eliminates ultra high yield companies to avoid chasing yield.” For the multi-step screen used – and the final 20 REITs that passed all the filters – CLICK HERE.

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Rising Interest Rates vs. Tax Reform: Will You Lose Money In The End?

2018-03-04 16_11_57-Free stock photos of lose money · PexelsMuch of the market volatility of late has been the result of concerns over inflation creeping up – and the prospect of the Federal Reserve continuing to raise interest rates in response. The author of today’s article looks at what rising rates mean for your money, depending on the positioning of your portfolio in terms of bonds and stocks. Will you lose money as interest rates rise? And what about the new tax law – shouldn’t that help your investments? For more, CLICK HERE.

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