Safe Withdrawal Rates: Why 2.6 Doesn’t Have To Be The New 4

2017-12-14 20_00_32-Free stock photo of account, atm, bankIs 2.6 the new 4? When it comes to your financial plan’s safe withdrawal rate in the low-return environment that many institutions are forecasting for traditional asset classes going forward, that may be the case. However, rather than just accepting lower withdrawal rates, there may be things investors can do to overcome this situation. Today’s article offers a number of ideas in that regard – “a diversified set of marginal improvements that taken together can compound and have a large impact on investor results.” To read more, CLICK HERE.

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Emergency Fund 411: How Much, How and Where?

2017-10-01 15_43_51-Free stock photo of bank, banking, businessDipping into your 401(k), taking out a loan, or turning to high-interest credit card debt when life throws one of its unpleasant (and expensive) little surprises your way has its cost. As the author of today’s article notes, “any of these steps will set you back in growing your net worth and hinder your ability to reach your goals.” Thus the need for an emergency fund as part of one’s financial plan. But how much cash should an emergency fund contain? How do you go about building up an emergency fund from scratch? And where does the author state is the best place to keep an emergency fund – and why? CLICK HERE.

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This Firm Is Offering A Whole New Approach To Retirement Planning

2017-09-17 10_05_01-Free stock photo of application, blur, business“We’ve invented a new approach to money management,” claims Matt Fellowes, Founder and CEO of United Income – which is pitching itself as a one-stop shop for helping Americans tackle all of the difficult financial questions that surround retirement. What does United Income’s comprehensive, personalized, “big data” approach to retirement planning offer that other firms, online retirement calculators and financial planning software don’t, according to Fellowes? CLICK HERE to find out.

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Assessing Retirement Readiness

2016-04-11 06_10_37-Microsoft Office Picture ManagerAre you on track to have enough money to fund your desired lifestyle in retirement? Today’s article outlines four methods used by the experts to make this determination and identifies which methods are best depending on how far away one is from retirement. Which method does the author state is “perhaps the most accurate way to determine whether you’re financially ready”? And what can you do should you discover that you’re not as on-track as you thought? CLICK HERE to read more.

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