“The Most Astonishing Fact” From the Finances Of The “Super Rich Elite”

2019-11-02 17_35_31-Signature Line on Printer Paper · Free Stock PhotoJust how much money does the top 1% – the “super rich elite” – have? Apparently, more than they know what to do with! In today’s article, the author shares what he sees as “Probably the most astonishing fact [he] encountered while poring over the finances of the wealthy elite” – who own $730 of capital for every $1 of capital owned by the average family in the bottom half of households. What is it? CLICK HERE.

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The “Big Picture” Financial Realities That Retirees Must Face

2019-08-29 19_17_52-Person Holding Photo of Single Tree at Daytime · Free Stock PhotoWhile there seems to be a constant stream of news and market developments (and presidential tweets) that those nearing retirement need to keep up with today, the author of today’s article asserts that “to be successful in retirement today requires a much more holistic view of what you are facing and what the investment realities are” – and he proceeds to outline four such financial realities that retirees need to be cognizant of – and address – if they are to enjoy financially secure retirements. For more, CLICK HERE.

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Financial Planning vs. Retirement Planning – And How Understanding The Difference Can Be Critical To Your Retirement

2019-02-23 22_44_02-WindowThink financial planning and retirement planning are one and the same? Think again. “Understanding the difference between financial planning and retirement planning can be critical to developing a retirement income strategy,” explains the author of today’s article, with one financial adviser cited describing the difference between the two as “the difference between people at work versus money at work.” So how does retirement planning differ from financial planning, why is making this distinction important to your retirement – and how can you benefit from retirement planning software? CLICK HERE.

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A Comprehensive Look At Retirement Considerations For Couples

2019-02-17 19_20_27-1000+ Engaging Retired Couple Photos · Pexels · Free Stock Photos“Every aspect of life is affected by the decision to retire, including relationships, health and wellness, and of course finances,” notes the author of today’s article, who proceeds to provide an overview of what couples nearing retirement need to do in regards to each of those aspects of life, including budgeting, Social Security, drawing down of assets, health care (and long-term care), relationship maintenance, and lifestyle expectations. For more, CLICK HERE.

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Considerations For The Retirement Class Of 2019

2018-12-13 22_02_47-WindowIf you are preparing to retire next year, today’s article provides an overview of critical considerations, including matters relating to retirement expenses, health care (the “often-overlooked” retirement cost), Social Security strategizing, income strategies (and the tax implications of those income strategies), portfolio risk – and preparing emotionally for retirement as well as financially. For more, CLICK HERE.

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The Major Crack In The Foundation Of Many Americans’ Retirement Plans

2018-08-21 19_00_42-100+ Amazing Plan Photos · Pexels · Free Stock PhotosThe foundation of any retirement plan is the age at which we plan to retire. Unfortunately, as today’s article highlights, “that foundation isn’t nearly as solid as we think. We often systematically misjudge when we’ll actually retire, and that can wreak havoc on our finances.” What does a new study – which found that roughly half of Americans retire earlier than planned – offer as the best formula for estimating the gap between our planned and actual retirement age – and what does the existence of this gap suggest some investors may need to do in order to hit their retirement targets? CLICK HERE.

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Surprise! What Many People Fail To Realize About Retirement

2018-08-12 18_53_26-50+ Amazing Goal Photos · Pexels · Free Stock PhotosA recent study found that three in five Americans are very likely to work longer than desired – an additional two years on average – to meet their retirement goals. Having to work longer than expected is just one of the many surprises that those approaching (and those in) retirement encounter. In today’s article, a number of financial planners reveal what many people don’t realize about retirement – including the “biggest thing that [they] see keeping people from retiring prior to 65”. CLICK HERE.

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The “Hard Dollars (And Sense)” Of Retirement Catch-Up Contributions

2018-07-08 07_00_34-WindowIf, like many Americans, you find yourself behind when it comes to having enough saved for a financially secure retirement, one potential way to increase your retirement savings is by taking advantage of catch-up contributions. The author of today’s article cautions “Don’t fall into the trap of underestimating how much these extra contributions can potentially benefit your upcoming retirement” – and he outlines some examples in hard dollars to demonstrate how much of an impact catch-up contributions can have. For more, CLICK HERE.

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Strategies For Achieving Alpha At Home

2018-04-21 19_45_26-Reflection, light bulb, lightbulb and light HD photo by Johannes Plenio (@jpleniAchieving alpha in the financial markets is no easy feat. As such, the author of today’s article advocates that, in seeking alpha, “all of us need to look in our backyards, where all our personal financial decisions are waiting to be optimized.” How? He outlines a number of strategies pertaining to Social Security benefits, retirement accounts and taxes which, combined, have the potential to raise a couple’s standard of living by nearly 50%. For more, CLICK HERE.

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