While he acknowledges that it may seem like a trivial amount, the author of today’s article illustrates just how much of an impact 1% more can have on your earnings, savings, investing and, when combined, on your overall net worth. For more on the power of 1% more – including how you can go about getting that extra 1% in each of the aforementioned areas – CLICK HERE.
Amid the low interest rate environment of recent years, many income-seeking investors have turned to high-yield bond funds and dividend mutual funds in the search for higher income. However, with interest rates now rising, these funds are becoming riskier – leading the author of today’s article to suggest an alternate strategy to generate income: investing in pass-through securities, which “are required to pay out almost all their earnings in cash distributions.” For the four main categories of pass-through securities, how to take a diversified approach to them – and which may perform best at this point in the market cycle – CLICK HERE.
After an extended period of near record-low volatility, the market has seen a number of marked declines in recent weeks. Market declines can be terrifying – especially for those just starting retirement. As the author of today’s article notes, “retirement success is influenced by the returns that an investor earns when their portfolio is largest (presumably right at retirement). Therefore, investors right around retirement are most at risk of stock market declines.” But how much should new retirees actually fear market declines? The author looks at how much new retirees are actually hurt by market declines – and the findings might surprise you. CLICK HERE for more.