How Negative-Yielding Bonds Can Actually Be Positive For Retirees

2019-11-24 19_33_40-Coins on Brown Wood · Free Stock PhotoWith their own distinct risk and reward characteristics, foreign government bonds can be a useful addition to a diversified portfolio. But do they make sense for retirees now at a time when approximately 25% of the foreign bond market trades with negative yields? Surprisingly, they might — under the right circumstances. This is due to what the author of today’s article describes as “a peculiar quirk of the foreign currency market”. For more on why retirees might actually want to consider negative-yielding foreign government bonds, CLICK HERE.

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The Margarita, The No-Brainer And Other “Lazy” Retirement Portfolios

2017-08-20 08_16_10-Red Slush Drink in Glass on Beach · Free Stock PhotoThere are over 8,000 mutual funds and the average participant in a workplace retirement plan has 28 investment options to choose from. However, the author of today’s article advises that “you can create a smart, diversified portfolio with just a handful of mutual funds” – and she proceeds to highlight some model “lazy portfolios” to do just that. To learn about the Margarita Portfolio, the No-Brainer Portfolio and more – as well as the past performance of these portfolios – CLICK HERE.

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