The Better Payout: Annuity Or Lump Sum?

2019-07-05 19_23_33-Check out more of my travels at http_... _ HD photo by Simon Migaj (@simonmigaj)If you’re one of the fortunate Americans with a pension, you are faced with a critical question: are you better off receiving it as a lump sum payment or as an annuity? In attempting to answer this question, the author of today’s article runs some numbers to illustrate the costs and benefits of each payout method at different points of life. For more – including what the author highlights as “The one thing that the Lump Sum offers that the Annuity doesn’t” and the most important question to consider when making the lump sum vs. annuity determination – CLICK HERE.

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Spend Safely In Retirement (And Delay Taking Social Security) With This Strategy

2019-03-30 21_15_46-A collection of US Dollar bills make ... _ HD photo by Sharon McCutcheon (@sharoWith most financial experts advising that primary wage earners delay taking Social Security until age 70 (as delaying can result in payments that are 70% higher), the author of today’s article acknowledges that “for those who do want to maximize their benefits, that means utilizing other assets in the meantime which requires some strategizing.” He proceeds to outline one potential strategy – the Spend Safely in Retirement Strategy – that allows you to effectively create your own annuity or pension income stream. For more, CLICK HERE.

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The Pros & Cons Of Managed-Payout Funds For Retirement Income

2017-10-29 18_46_00-Pink and White Ceramic Pig Coin Bank · Free Stock Photo“Is there a hybrid solution that can give you some of the lifetime income of an annuity, while offering the inflation protection and principal availability of an investment portfolio?” This is the question that the author of today’s article poses before examining one possible option in that regard: managed-payout funds. After delving into the managed-payout funds (and related investment products) offered by some big players, he provides an overview of the pros and cons of these retirement income vehicles. Are they really “one-stop shopping” for retirement income? CLICK HERE.

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