With almost half of retirement savers having their entire account invested in a single target-date fund last year, the author of today’s article acknowledges that “Target-date funds are taking over retirement accounts” – and this may not be a good thing. He proceeds to explain how a combination of issues with target-date funds “could easily add up to 1 percent to 2 percent a year in lower returns, costing retirement savers hundreds of thousands of dollars over the course of a career.” CLICK HERE.
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