While we frequently hear and read about how most Americans are not saving enough for retirement, those fortunate enough to have lots of money to sock away in retirement accounts may be facing a problem of their own. Today’s article examines the increasing number of “proposals to stunt the growth of outsized retirement accounts”, including those contained in President Obama’s proposed budget for the 2017 fiscal year. So, in the event that any of these proposals come into being, what work-arounds exist for those who are flush with cash? The author outlines four such work-arounds – nonqualified deferred compensation plans, after-tax contributions to a 401(k), health savings accounts and backdoor Roths. To read about the ins and outs of each of these options, CLICK HERE.