The pandemic-era days of 3% mortgage rates are behind us, but today’s rates have lowered to just above 6%. With rates trending downward, homebuyers may wonder whether now is the time to buy or to wait for further declines. Understand how rates have changed – and what they mean for affordability and home sales – to consider whether you should act on…
Buckle up, fellow travelers on the information superhighway, because what we’re about to dissect is more than rumor… It’s a tremor on the financial Richter scale that may be so powerful, it could redefine “tech giant” as we know it. Forget the FAANGs, the Magnificent Seven, and whatever other cutesy acronym Wall Street cooks up this quarter. We’re talking about…
I think I have an addiction to buying dividend stocks. I love collecting the passive income they provide, which I often reinvest into buying additional dividend-paying stocks. As my passive income grows, I become more financially independent. Here’s why I can’t stop buying these high-quality, high-yielding dividend stocks. This post originally appeared at The Motley Fool.
A friend asked me for advice regarding his mother. She is 91 years old and will be moving into an assisted living facility soon. Sometimes, the cost of an assisted living facility is more than an aging parent can afford. In this case, that is not a problem. Her late husband was a “gold bug,” methodically buying gold coins that…
It takes discipline to stay on course with your retirement plan. Recent studies confirm that people often panic when stocks go down by a sizable amount and especially when a downtrend continues. Market volatility – including last week’s 871-point drop in the Dow Jones Industrial Average over renewed tariff threats – can be hard to stomach. Combined with persistent inflation, those drops…
We have officially entered a new economic epoch, something academics call “structural adjustment” and doomers call “collapse.” I call it CHAOS Economics. In this new world, there are only two types of people: the serfs who work for the algorithm, and the lords who own it. We are witnessing the collision of two unstoppable forces moving in opposite directions. This post…
Although ChatGPT creator OpenAI may capture a lot of headlines, especially amid speculation that it’s preparing to go public, the company continues to bleed money. Some estimates suggest it will need to spend more than $200 billion to achieve its ambitious growth plans. Rather than wait for OpenAI to become investable, a better strategy may be to buy shares of businesses that serve…
The fiscal 2026 National Defense Authorization Act calls for $924.7 billion in U.S. military spending, up slightly from 2025 levels. However, the ongoing war in Ukraine, tensions between China and Taiwan, and conflicts involving Israel, the U.S., Iran and Hamas in the Middle East may force governments to increase defense industry investment in coming years, which could serve as a tailwind for…
A new threat to the global commodity markets has emerged. The White House has stated its desire to wrest control of Greenland’s extensive metals and mineral reserves by any means necessary, including military force if a financial deal cannot be made. If the USA gains controls of Greenland’s most valuable commodity reserves, then that will trigger repercussions in the global…
Most passive income strategies fail because they turn into full-time jobs—constantly worrying about payouts, reinvesting, or market moves. This article shares a simple, rules-based system that takes just 10 minutes a month to manage while building reliable cash flow and protecting your capital. True passive income means less stress, not more decisions. Check this out. This post originally appeared at NetPicks.