A Better Approach To De-Risking Your Retirement Portfolio

2019-03-17 21_00_24-WindowWhen it comes to de-risking your retirement portfolio, the author of today’s article suggests thinking of it as being akin to de-icing your car, noting that “de-risking is important. It helps insulate your future retirement income from a market plunge that could occur near, or soon after, your retirement date.” In terms of how to de-risk, however, she advocates taking a different approach than the one traditionally employed – “a planning process that tells you when to de-risk your retirement money based on your goals.” For more, CLICK HERE.

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Mini Retirements – And Other “Alternative Retirement Options”

2019-03-13 22_03_15-Morning Walk photo by Fancycrave (@fancycrave) on UnsplashIt’s hard to imagine that what is perhaps most people’s primary financial preoccupation today – retirement – was not always a common thing. In fact, today’s article notes, there was a time when this life stage that everyone strives to achieve today was not considered desirable! Today, the question is not so much whether retirement is desirable but what type of retirement is most desirable for you. Along with the well-known traditional and early retirement options, the author outlines three “alternative retirement options” – temporary retirement, semi-retirement and mini retirements – and the advantages and disadvantages of each. For more, CLICK HERE.

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Delving Into “The Nastiest Hardest Problem In Finance”

2019-03-11 08_23_28-Rubik’s cube photo by Olav Ahrens Røtne (@olav_ahrens) on UnsplashToday’s article calls it “the nastiest hardest problem in finance”: retirement spending strategies. And unfortunately, despite the complexity inherent in retirement spending strategizing, it is often subject to simplistic rules of thumb, most notably the 4% rule. The author outlines the dangers associated with the 4% rule, how it “can go very badly”, and the implications of this for the FIRE (financial independence, retire early) movement. For more, CLICK HERE.

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The State Of – And Strategies For – Retirement In America

2019-03-10 14_58_43-1000+ Beautiful Old Age Photos · Pexels · Free Stock Photos“Maybe your retirement plan is on track, but that doesn’t mean you can rest easy. We all exist within a society and an economy. Its problems are ours, too, as we may find out when taxes rise to help pay for others to retire,” warns the author of today’s article. He proceeds to examine the state of retirement in the U.S., including how Social Security is not enough for a secure retirement, the disturbing reality regarding Americans’ retirement savings, the “indexing problem” inherent in retirement accounts, and the “double problem” facing Baby Boomers. For more – including some strategies to help counter these concerns – CLICK HERE.

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2 Stocks To Help You Retire Rich, Whatever Happens With Social Security

2019-03-07 22_12_27-20+ Amazing Rich Photos · Pexels · Free Stock PhotosNoting the troubles ahead for Social Security, the author of today’s article warns “Don’t count on the government, your employer, or anyone else to pay for the lifestyle you want to enjoy in retirement. It’s truly up to you.” To help you in this endeavor, he proceeds to highlight two stocks that have been rewarding shareholders with massive gains – and are positioned to continue doing so for decades to come. For these two stocks – including a $94 trillion investment opportunity centered around the global expansion of the middle class – CLICK HERE.

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The Dividend Stocks Most Right For Retirees

2019-03-03 19_19_46-200+ Amazing Bank Account Photos · Pexels · Free Stock PhotosWhile retirees living on investment income may desire to be able to simply sit in bonds, today’s article notes that “Even in 2019 and even after the Fed’s normalization of interest rates, retirees and those who are nearing retirement simply have no choice but to have at least some investments in stocks” – specifically, stable dividend-paying stocks with the ability to continue growing their dividends for years to come. For the author’s line-up of the 15 best such stocks for retirees, CLICK HERE.

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Give Your Retirement A Stretch With This Tax-Saving Strategy

2019-03-01 23_27_52-Pls no. photo by NeONBRAND (@neonbrand) on UnsplashDoes a couple hundred thousand dollars more in retirement savings sound like something worth having? Of course! And today’s article highlights a strategy – developed by a Baylor University finance professor – that may offer just that. For more on this strategy to “stretch your retirement” – the driver of which “is to protect as much money as possible from taxes that can jump sharply after age 70-1/2” – CLICK HERE.

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