December 2015

Are You Really Ready To Retire?

Today’s article discusses baby boomers and retirement. Here’s what they had to say, “Many baby boomers have expectations for their retirement years that their financial and employment circumstances don’t support, nor does the experience of recent retirees. That’s one of many conclusions from a recent study conducted by the Transamerica Center for Retirement Studies. It surveyed more than 4,000 workers… 

Good News Yesterday

Today’s article discusses how the price of oil and stock performance got us back in black yesterday. Here’s what they had to say, “Technology and health care companies led a broad rally in U.S. stocks Tuesday that pulled the Standard & Poor’s 500 index back into the black for the year. The gains erased the market’s losses over the previous… 

The End (Of The Year) Is Near

This is officially the last week of the year and Thursday will not only bring the last the day of the year but the last day the market is open for 2015. This year hasn’t been great for stocks but can they redeem themselves even a little this week? Here’s what they had to say, “The Dow, down 1.5 percent… 

Saving For Retirement Can Be A Fun Process

Fun and saving for retirement don’t sounds like they belong in the same sentence but today’s article has tips for how to keep positive when doing the mundane…like saving for retirement. Here’s what they had to say, “Research from the University of Pennsylvania’s Wharton School of Business found that linking your savings progress to enjoyable treats—a concept dubbed “temptation bundling”—can… 

How To Prepare Your Finances

Today’s article discusses how you can start preparing your finances for your retirement. Here’s what they had to say, “The basic foundation of retirement planning is building up a retirement savings portfolio that is large enough to enable you to enjoy a comfortable lifestyle for the rest of your life. Faithfully funding and intelligently investing in a 401(k) plan, individual… 

Best Of The Year

Today’s article highlights eight stocks that performed better than their peers in 2015. Can they keep it up in the next year? Here’s what they had to say, “24/7 Wall St. has put together a look the top eight Dow stocks of 2015 ahead of Christmas this year. These stocks have made stellar performances, but they have obviously gone above… 

The Stock Market & The Presidential Election

2016 is an official Presidential election year. And with that, sometimes the stock market’s performance can be affected by the election. Today’s article explains the history, here’s what they had to say, “Will 2016 be good for stocks? It’s more than likely the market will do well, if you believe the so-called “presidential stock cycle” theory will continue to hold.… 

Fees Could Be Getting In The Way Of Saving More

Check out today’s article about IRAs and retirement. Here’s what they had to say, “A new study covering investment returns from 1990 to 2012 finds that 401(k)s and other defined contribution plans underperformed traditional defined benefit pension plans by an average of 0.70% a year, even after differences in asset allocation were taken into account. The likely explanation?” To read… 

It May Be Time To Clean Out The Nest

Do you have a young adult child living in your home? He or she may be delaying your retirement. Today’s article discusses why parents with grown children in the home can negatively affect their retirement. Here’s what they had to say, “Young adults should be moving up, but in many cases they’re only moving back in. And it’s threatening the…