Retirement Plans

How Starting Valuations Could Make Or Break Your Retirement

“While the market has long periods of high returns, it has even more long period of low returns. Investors have seen entire decades delivering nothing but losses,” notes the author of today’s article – and this reality is critical for retirement planners to be cognizant of, given that financial advisors often use overly optimistic return assumptions when creating retirement plans… 

It’s National Retirement Planning Week. Here’s How You Can “Celebrate” (For Free!)

It’s National Retirement Planning Week – and in the spirit thereof (and given the market’s wild ride of late), the author of today’s article advises that “you may…want to set aside some time to see where your retirement plans stands and what the likelihood is that you’ll be able to fund a long and satisfying retirement.” He outlines two steps… 

Will Tax Reform Leave Your Retirement Income “Rothified”?

In the wake of their failure on health care reform, Republicans in Washington are determined to pass tax reform – and as today’s article notes, “among the tax reform proposals currently being discussed is one that would convert part or all of workers’ tax-deferred 401(k) contributions to Roth 401(k) contributions, which are made after taxes have been removed.” What would… 

How To Keep More Of Your Retirement Savings In Your 401(k) – And Out Of The Pockets Of Fund Managers

2016 was a banner year for 401(k)-related lawsuits, as employees felt the need to take legal action in order to have issues with sub-par retirement plans rectified – and, as the author of today’s article acknowledges, the issues that prompted these lawsuits are unlikely to improve under the current regime in Washington. As such, he outlines three things to look…