Will The Recession Snuff Out The FIRE Movement?

2020-03-26 21_05_22-Fire Wallpaper · Free Stock PhotoWill the impending recession bring about the end of the FIRE (Financial Independence, Retire Early) movement, as some are already predicting? The author of today’s article argues that such predictions reflect a deep misunderstanding of the FIRE movement and that, in actuality, “This recession won’t end the FIRE movement, but it will force it to change. And that change will almost certainly be for the better.” For more, CLICK HERE.

Read More

One Action Retirement Investors Can Take To Help Satisfy Their Need To Do Something

2020-03-21 15_22_58-Photo of Person Holding Alarm Clock · Free Stock PhotoWhat actions can retirement investors take in response to the current market conditions? The commonly-dispensed advice from financial experts, at least for those for whom retirement is still a ways off, is to do nothing and stay the course. But investors feel a strong need to do something – and today’s article identifies one action they can take that makes sense financially now. For more, CLICK HERE.

Read More

Protecting Your Retirement From A Coronavirus-Afflicted Stock Market

2020-03-18 19_33_49-Man Holding A Warning Sign About Coronavirus · Free Stock PhotoHow can you protect your retirement from the coronavirus’s tumultuous impact on the stock market? That depends on whether you’re still relatively young, nearing retirement, or in retirement – and today’s article outlines specific advice for those in each group. For more – including several safe short-term mutual funds and ETFs that may be worth considering – CLICK HERE.

Read More

Newsletters: The Retiree’s “Low-Cost Friend”

2020-03-14 17_27_13-silhouette of two person sitting during golden hour photo – Free People Image onFor retirees who want to avoid the sting of high adviser fees, investment newsletters can be one of their best – and low-cost – friends. As today’s article explains, “There are a handful of low-cost newsletters available with decades-long track records that provide independent advice. They are not produced by the fund companies they cover. And they offer guidance through monthly digital and print publications, model portfolios, weekly hotlines and website access, all at a small fraction of the cost of investment fees charged by financial advisers or portfolio managers.” For more – including who the newsletter approach works best for and the best way to pick one – CLICK HERE.

Read More

Do Near-Retirees Now Need To Change Their Plans?

2020-03-14 17_24_08-brown wooden dock near calm body of water surrounded by trees photo – Free PierIt’s a question that could not be more relevant for those planning to retire in the near future than it is right now: Should you delay retirement in light of recent market volatility? The answer offered by the author of today’s article is “You probably should – but that’s not the whole story.” So what is the “whole story” on how much the retirement plans of near-retirees may need to change now? CLICK HERE.

Read More

A Smart – And Little-Known – Spousal Social Security Strategy

2020-03-05 18_21_21-Person Using Black and Gray Laptop Computer Beside White Ceramic Cup on Brown WoWhen it comes to Social Security benefits, the author of today’s article points out an unfortunate reality: “Many retirees are depending on their benefits for a substantial source of income, yet they don’t fully understand how to maximize those monthly checks.” She proceeds to outline a little-known Social Security strategy for couples that, while perhaps not a pleasant one to think about or discuss, can help ensure a more comfortable retirement for you or your spouse. For more, CLICK HERE.

Read More

Meet The New ‘Bonds’ For Retirement

2020-02-20 23_21_23-Trees in Park · Free Stock PhotoWith longer life expectancies and lower interest rates, among other factors, the traditional 60/40 portfolio “just won’t be able to cut it anymore”, according to some financial experts. Instead, greater allocations to equities will be needed – and dividend stocks will become the new bonds for retirement. One place investors can look for higher yields for their retirement portfolios? Business Development Companies, which are averaging annual yields of nearly 10%. For more, CLICK HERE.

Read More

If All That Matters Is Your Dividends, Consider These 7 Quality, High-Yield Stocks

2020-02-19 20_11_06-White Paper With Note · Free Stock Photo“The only thing that matters to me in the short-term is my dividends,” declares the author of today’s article when it comes to his retirement portfolio. As a result, he only checks the value of his retirement portfolio once a year. Between those yearly reviews, he notes, “I’m collecting an exponentially growing stream of safe dividends that put me closer to my dream of a dividend funded financial independence closer with every weekly buy and limit order that fills.” For seven high-yield stocks he is adding to his retirement portfolio, CLICK HERE.

Read More

Retirement Savings: Is $3 Million The New $1 Million?

2020-01-29 09_05_22-Egg on Gray Stainless Steel Forks · Free Stock PhotoIf you’re on track to accumulate the oft-recommended goal of $1 million in retirement savings, there’s some potentially discouraging news: some financial advisers argue that a nest egg of $1 million is no longer sufficient, with one adviser cited in today’s article declaring that “The new rule of thumb is $3 million.” Why is this new $3 million savings target “simply a matter of mathematics” – and what does it take to achieve it? CLICK HERE.

Read More