Retirees: Fear Not (As Much) The Bear

2019-01-17 22_09_27-1000+ Beautiful Old Age Photos · Pexels · Free Stock PhotosFar more retirees are afraid of running out of money before they die than are afraid of dying, at least one survey finds – and the author of today’s article notes that “This ever-present background fear is especially rearing its ugly head right now, given the bear market that to many came out of nowhere.” But is this fear overblown? The author outlines one reason why fearful retirees should not give up hope – and cautions against a move that “is far more likely to make the current bear market devastating…” For more, CLICK HERE.

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Retroactive Retirement Resolutions For 2019

2019-01-13 19_20_36-Amazing Resolution Photos · Pexels · Free Stock PhotosYou may have already established some resolutions for 2019 (and perhaps broken some – or all – of them already), but it’s not too late to make some critical resolutions involving your retirement planning – especially considering that, as a recent survey found, fewer than half of retirees believe that their nest egg is large enough. Given this finding, today’s article suggests three financial resolutions to make (and actually follow through on) for the sake of your retirement. For more, CLICK HERE.

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Allocation, Cash Flows & Saving Your Retirement From A Stock Market Decline

2019-01-01 08_52_58-10+ Interesting Retire Photos · Pexels · Free Stock PhotosHow do you keep your retirement from becoming compromised due to a decline in the stock market close to your retirement? This is the question the author of today’s article gave some thought to after his uncle, who is planning on retiring in 2019, lost around 30% of the value of his portfolio in a matter of weeks thanks to the stock market’s recent volatility. For his insights regarding both portfolio allocation and cash flows, CLICK HERE.

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Check Your Financial Blind Spots – And Attain Financial Independence

2018-12-29 06_58_49-WindowIf you want to arrive safely at your destination, you need to check your blind spots along the way – and this remains true even when the “destination” in question is financial independence. In today’s article, the author outlines several common “financial blind spots” he has observed which can, if not checked, have significant repercussions for your journey to financial independence. For more – including a potential “double blind spot” that can impact retirement – CLICK HERE.

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The Who, What, When And How Of Income Annuities

2018-12-16 14_29_07-Window“The challenging task of getting decades’ worth of savings to last a lifetime can be made more manageable with a single product: an income annuity,” notes the author of today’s article. However, despite this, income annuities have yet to really catch on with investors. Given this, the author proceeds to outline who may benefit from an income annuity (and who likely doesn’t need one), how much of one’s savings to consider putting in an income annuity, when (and how) to consider buying income annuities, and more. CLICK HERE.

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Considerations For The Retirement Class Of 2019

2018-12-13 22_02_47-WindowIf you are preparing to retire next year, today’s article provides an overview of critical considerations, including matters relating to retirement expenses, health care (the “often-overlooked” retirement cost), Social Security strategizing, income strategies (and the tax implications of those income strategies), portfolio risk – and preparing emotionally for retirement as well as financially. For more, CLICK HERE.

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How Behavioral Finance Can Help Your Future Self Retire Better

2018-12-05 20_28_06-HD photo by Garidy Sanders (@garidy_sanders) on UnsplashThe problem with investing and saving for retirement, according to the author of today’s article? “People are “psychologically ill-equipped” to invest in risk assets, even if they need to do so. They also don’t save very much for retirement, possibly because they don’t think they need to yet or because they can’t afford it.” This is where behavioral finance can make a difference. What is behavioral finance, how are behavioral finance concepts important to retirement planning, and what can behavioral finance teach us about how to better plan for retirement? CLICK HERE.

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Why “Yield-Hungry Retirees” May Want To Ditch Utility Stocks – And Consider These Stocks Instead

2018-12-02 20_01_22-20+ Amazing Utility Photos · Pexels · Free Stock PhotosWhen it comes to utility stocks, the author of today’s article notes that “Retirees have been favoring these stocks for years…and they have been handsomely rewarded.” But is it time for retirees to adjust their stance on utility stocks and look elsewhere for income? That’s the recommendation of the man behind a top-ranking newsletter. Why? And, if not utilities, which stocks does he recommend instead for “yield-hungry retirees”? CLICK HERE.

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Smart Investing For Your Retirement Accounts

2018-11-25 19_45_46-10+ Interesting Account Photos · Pexels · Free Stock PhotosHow should you invest your retirement accounts? With IRAs holding about $9 trillion and 401(k)s holding about $5 trillion, that is the critical question that today’s article tackles. In seeking to answer it, the author highlights the importance of intrinsic stock value, reinvested dividends (and tax deferral), diversification – and Warren Buffett. For more on investing your retirement accounts, CLICK HERE.

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The Retirement Killers

2018-11-18 14_42_47-500+ Amazing Financial Photos · Pexels · Free Stock PhotosWhat are the biggest sources of financial regret among Americans who have retired or are nearing retirement? A recent study examined just that – and today’s article outlines its findings. More specifically, the author highlights ten “retirement killers” the study identified “that might not be so obvious in advance.” For these ten retirement killers – “and the probability that each one will leave you with saving regret after age 60” – CLICK HERE.

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