How March 2020 Was (By Far) The Craziest Month In Stock Market History

2020-04-02 23_08_04-Hello March Printed Paper on White Surface · Free Stock PhotoMarch 2020 was not the worst-performing month in stock market history, but it was the craziest month in stock market history, according to the author of today’s article. That is, if crazy is defined by monthly market volatility. In fact, he notes that in terms of one particular measure of volatility, “March 2020 wasn’t just a little crazier than the next 3 highest months…it was significantly crazier.” For more on how March was the craziest month ever for equities – and other assets classes – CLICK HERE.

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A “Highly Speculative High Risk High Reward Play” – And Other Potential Buying Opportunities Right Now

2020-03-30 07_58_47-Space Grey Ipad Air With Graph on Brown Wooden Table · Free Stock PhotoWith the current level of market volatility due to the COVID-19 outbreak, a top-performing portfolio manager is advising against making any big bets right now, stating that “Often these types of viral outbreaks are transitory in nature and affect the markets only temporarily. Yet, this one is quite unique causing issues with both demand and supply.” Still, he does see a few potential buying opportunities amid the market mayhem – including a “highly speculative high risk high reward play”. For more, CLICK HERE.

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Newsletters: The Retiree’s “Low-Cost Friend”

2020-03-14 17_27_13-silhouette of two person sitting during golden hour photo – Free People Image onFor retirees who want to avoid the sting of high adviser fees, investment newsletters can be one of their best – and low-cost – friends. As today’s article explains, “There are a handful of low-cost newsletters available with decades-long track records that provide independent advice. They are not produced by the fund companies they cover. And they offer guidance through monthly digital and print publications, model portfolios, weekly hotlines and website access, all at a small fraction of the cost of investment fees charged by financial advisers or portfolio managers.” For more – including who the newsletter approach works best for and the best way to pick one – CLICK HERE.

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Do Near-Retirees Now Need To Change Their Plans?

2020-03-14 17_24_08-brown wooden dock near calm body of water surrounded by trees photo – Free PierIt’s a question that could not be more relevant for those planning to retire in the near future than it is right now: Should you delay retirement in light of recent market volatility? The answer offered by the author of today’s article is “You probably should – but that’s not the whole story.” So what is the “whole story” on how much the retirement plans of near-retirees may need to change now? CLICK HERE.

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“Gut Check”: How One Man’s Extremely Bad Luck Is A Wake-Up Call For Retirees

2020-03-09 20_13_00-Window“This is very disconcerting and very bad timing,” says Tracy Donaldson, a newly retired Floridian who had the extremely bad luck of retiring the same week the Dow dropped significantly on coronavirus fears. But while Donaldson’s guaranteed pension and Social Security mean he’ll be fine even in the event of a lengthy downturn, many retirees may find themselves in a much more fragile position – and Donaldson’s bad luck should serve as a wake-up call. For more, CLICK HERE.

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Which Stocks Offer Retirees The Most Reliability?

2020-03-05 22_29_32-Photo Of An Old Woman · Free Stock PhotoWhat are the most reliable stocks for retirees? Today’s article seeks to answer this question by looking at two articles from Kiplinger, one featuring a “group of retirement stocks that includes both pure income plays and growth companies, with a focus on very-long-term performance and durability”, and a second highlighting 20 dividend stocks that “should fund at least 20 years of retirement, if not more. They have paid uninterrupted dividends for more than 20 consecutive years, appear to have secure payouts and have the potential to collectively grow… dividends to protect investors’ purchasing power.” For more, CLICK HERE.

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A Smart – And Little-Known – Spousal Social Security Strategy

2020-03-05 18_21_21-Person Using Black and Gray Laptop Computer Beside White Ceramic Cup on Brown WoWhen it comes to Social Security benefits, the author of today’s article points out an unfortunate reality: “Many retirees are depending on their benefits for a substantial source of income, yet they don’t fully understand how to maximize those monthly checks.” She proceeds to outline a little-known Social Security strategy for couples that, while perhaps not a pleasant one to think about or discuss, can help ensure a more comfortable retirement for you or your spouse. For more, CLICK HERE.

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Asset Allocation Or Security Selection: Which Is More Important For Retirees?

2020-03-03 09_24_58-Deadlock With Key on Hole · Free Stock PhotoWhat is the more important investment decision when it comes to your retirement portfolio: asset allocation (how much to allocate to various asset classes) or security selection (which specific securities to purchase to fulfill your asset allocation)? For many investors – and retirement planners – the answer has long been the latter (security selection), but a new study suggests that retirees may want to reconsider where they expend their time and energy. For more, CLICK HERE.

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