Not excessively risky. Strong and growing dividends. The potential to appreciate over the long run. These are three of the characteristics investors look for when choosing retirement stocks and, as such, are true of the stocks highlighted in today’s article in which the three contributors each identify a retirement stock they believe readers should consider buying this month. To find…
“Among investors, familiarity…breeds comfort. And that can be dangerous,” states today’s article which cautions against allowing the company you work for to build up a concentrated position in your 401(k). Why does the author view this as “piling risk upon risk”, what cautionary examples – such as that of Kinder Morgan – does he point to as making his case,…
There’s a new special on retirement – The Truth About Retirement – that begins airing on public television stations this month that the author of today’s article recommends tuning into. The program, from financial planner Ric Edelman, focuses on investing, Social Security claiming and estate planning strategies for a secure retirement. However, if you want a sneak peek (or just…
Many myths may be relatively innocuous, but when you are making retirement-planning decisions based on myths the consequences can be dire. As such, today’s article identifies five “pervasive retirement myths Americans must stop believing” and seeks to counter them with a dose of reality. What do the majority of studies say about whether spending increases or decreases in retirement? Is…
It may be a nice place to visit, but do you want to live there (in retirement)? Today’s article provides some cautions and considerations for those wishing to join the ranks of retirees living abroad from Dan Prescher, the senior editor for retirement lifestyle magazine International Living. How long does Prescher advise spending on the ground in your foreign retirement…
For Social Security recipients looking to supplement their check with some defensive, low-risk divided stocks, today’s article identifies three such stocks to consider. Specifically, the author highlights three stocks representing companies that are expanding, whose products and services are in demand regardless of the state of broader economic conditions, and which are picks of the likes of Warren Buffett and…
When contemplating where you will live in retirement, have you considered a cruise ship? Should you? Today’s article argues that “depending on their home city and income level, retirees may find living aboard a cruise ship makes financial sense when compared to other retirement living options, especially in expensive locales” and cites a study finding that “when considered over a…
“Even if you were an incredibly well-informed investor and paid a great deal of attention, it’s very hard to succeed in this system.” This is the assessment of law professor William A. Birdthistle, who has penned a new book on the perceived failures of the United States’ do-it-yourself retirement system, specifically mutual funds and 401(k)s. To read what Birdthistle sees…
“In the quest to generate retirement income, retirees are often looking for new and innovative ways to put more money in their pockets,” acknowledges today’s article which attempts to help retirees in that regard by outlining “four life hacks for retirement income”. Which popular investments make dividend payments monthly as opposed to quarterly? What well-known companies have two dividend payments…
The United States is not #1 when it comes to retirement security – in fact it failed to even crack the top 10 on the recently released 2016 Natixis Global Retirement Index, which assessed and ranked 43 countries on the retirement security of their residents. Instead, the U.S. ranked “a middling No. 14, right after Luxembourg and several notches below…