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The Disappearing Empty-Nest Windfall

2016-06-05 18_08_58-New notificationEmpty-nesters have more disposable income and are thus in a position to step up their retirement savings, right? It turns out, not exactly. While some estimates assume that empty-nesters will increase savings by 12%, today’s article references a recent study which found that savings only increase by 0.3% to 0.7%: “In other words, parents are spending pretty much the same amount as they did before—and that means they will arrive at retirement with a higher standard of living to replace and less resources with which to do it.” Why is this assumed empty-nest windfall failing to materialize, putting a secure and comfortable retirement at risk in the process? CLICK HERE to read more.