“When it comes to important life transitions like retirement, perspective, judgment and objectivity are vital to prevent mistakes that can lead to disaster,” asserts the author of today’s article. The problem? Too many people forego the aforementioned in favor of overly simplistic (and overly optimistic) “back-of-the-envelope” planning. What are some critical steps many people fail to take – and important facts many people fail to consider – when they take a back-of-the-envelope approach to retirement planning? What does the author recommend doing instead in order to avoid going down this potentially disastrous path yourself? CLICK HERE to find out.