Stocks and cryptocurrencies both offer investment opportunities, but they differ significantly in their nature, risks, and potential returns. The best choice for you depends on your individual financial goals and risk tolerance. However, it’s well worth noting that you don’t have to put cash into riskier assets like crypto to gain the returns you desire. If you have cash to…
We’re roughly two-thirds of the way through the second-quarter earnings season, and the scoreboard doesn’t lie: AI is not just a line item in tech company presentations. It’s the engine driving the biggest corporate growth stories in a generation – from cloud computing and retail to healthcare, law enforcement, and beyond. Artificial Intelligence is eating the world. And that explosive…
Market jitters returned last week as the S&P 500 fell 2.5%—bringing it to just 1.5% above where it stood back in February. When markets take a dive, the reflexive advice often comes quickly: “Buy the dip!” But should you follow it? Sometimes, buying the dip can be a smart way to pick up quality assets at a discount. Other times,…
Hedge fund managers and exchange-traded fund, or ETF, managers used the first-quarter market dip to start snapping up shares of once-robust stocks that had turned sluggish. By the end of May, hedge fund managers had purchased global stocks at the fastest rate since late 2024. With the futures markets now pricing in roughly a 60% probability of the Fed cutting rates by…
Deciding how to prepare for retirement can be pretty complicated, so it’s tempting to follow some basic rules of thumb that you’ve probably heard lots of times. Unfortunately, listening to these generic rules could end up being a mistake that costs you. Your best bet is to create a personalized retirement savings and investing plan based on your specific financial…
With the Federal Reserve holding interest rates steady in 2025 and inflation hovering just below 3%, high-yield savings accounts remain one of the safest vehicles offering real, positive returns. In an environment where stocks are volatile, bonds are mixed, and many investors are holding cash on the sidelines, these accounts can serve as both a parking spot and a source…
When a new financial instrument launches and amasses assets fast, that’s usually a sign that the investment type, rather than the specific vehicle, is in high demand. The Simplify Government Money Market exchange-traded fund (ticker: SBIL) made its debut on July 15, and quickly grew to $2.1 billion in assets under management (AUM) within a week. Money market ETFs offer…
The one fact that has to be top of mind when looking at the energy sector is risk. That’s because oil and natural gas prices are highly volatile and play a huge role in the financial performance of many energy stocks. But there are important nuances to consider before you hit the buy button on any stock. Here are 10…
I recently spent a few days in Granville, Ohio. It’s a lovely village with a Main Street straight out of a Hallmark Channel movie. The locals are friendly, the sidewalks are clean, and dogs are everywhere. That’s what I expected to see. But what surprised me was what I saw fifteen miles west of there in New Albany. The pastures…
The American retirement system is still in pretty good shape compared to those in other countries. But a lot of that rosy scenario relies on the assumption that lawmakers will act in the best interests of seniors. They may well do so going forward, but the latest actions in Congress are concerning, as is the latest report from the trustees of Social…