How To Know When The Market Has Truly Hit Bottom

2020-03-31 11_07_13-WindowWhile analysts at Goldman Sachs believe that the S&P 500 will rise to 3,000 by the end of the year, they also caution that, despite the market having rallied in recent days, more pain lies ahead in the coming weeks and that the market has not hit its coronavirus-induced bottom yet. When can market participants feel confident that the market has indeed hit bottom? The analysts outline three criteria that they believe must be met. CLICK HERE.

A “Highly Speculative High Risk High Reward Play” – And Other Potential Buying Opportunities Right Now

2020-03-30 07_58_47-Space Grey Ipad Air With Graph on Brown Wooden Table · Free Stock PhotoWith the current level of market volatility due to the COVID-19 outbreak, a top-performing portfolio manager is advising against making any big bets right now, stating that “Often these types of viral outbreaks are transitory in nature and affect the markets only temporarily. Yet, this one is quite unique causing issues with both demand and supply.” Still, he does see a few potential buying opportunities amid the market mayhem – including a “highly speculative high risk high reward play”. For more, CLICK HERE.

Will The Recession Snuff Out The FIRE Movement?

2020-03-26 21_05_22-Fire Wallpaper · Free Stock PhotoWill the impending recession bring about the end of the FIRE (Financial Independence, Retire Early) movement, as some are already predicting? The author of today’s article argues that such predictions reflect a deep misunderstanding of the FIRE movement and that, in actuality, “This recession won’t end the FIRE movement, but it will force it to change. And that change will almost certainly be for the better.” For more, CLICK HERE.

Why Your Portfolio May Need An Unscheduled Re-Balancing

2020-03-24 21_52_54-Calculator and Pen on Table · Free Stock PhotoWhile many investors re-balance their portfolios back toward strategic benchmarks on a calendar basis, the author of today’s article advises that an unscheduled re-balancing may be in order now as the coronavirus-driven market turbulence of the last several weeks has thrown the composition of portfolios out of whack: “Sharp equity selloffs and government bond yield declines have mechanically turned many portfolios underweight equities and overweight bonds – compared with their broad asset allocation benchmarks.” For more, CLICK HERE.

One Action Retirement Investors Can Take To Help Satisfy Their Need To Do Something

2020-03-21 15_22_58-Photo of Person Holding Alarm Clock · Free Stock PhotoWhat actions can retirement investors take in response to the current market conditions? The commonly-dispensed advice from financial experts, at least for those for whom retirement is still a ways off, is to do nothing and stay the course. But investors feel a strong need to do something – and today’s article identifies one action they can take that makes sense financially now. For more, CLICK HERE.

Newsletters: The Retiree’s “Low-Cost Friend”

2020-03-14 17_27_13-silhouette of two person sitting during golden hour photo – Free People Image onFor retirees who want to avoid the sting of high adviser fees, investment newsletters can be one of their best – and low-cost – friends. As today’s article explains, “There are a handful of low-cost newsletters available with decades-long track records that provide independent advice. They are not produced by the fund companies they cover. And they offer guidance through monthly digital and print publications, model portfolios, weekly hotlines and website access, all at a small fraction of the cost of investment fees charged by financial advisers or portfolio managers.” For more – including who the newsletter approach works best for and the best way to pick one – CLICK HERE.

Do Near-Retirees Now Need To Change Their Plans?

2020-03-14 17_24_08-brown wooden dock near calm body of water surrounded by trees photo – Free PierIt’s a question that could not be more relevant for those planning to retire in the near future than it is right now: Should you delay retirement in light of recent market volatility? The answer offered by the author of today’s article is “You probably should – but that’s not the whole story.” So what is the “whole story” on how much the retirement plans of near-retirees may need to change now? CLICK HERE.